275 Black Bear Rdg, Murphy, NC 28906 Property Records

Cherokee County property record for 275 Black Bear Rdg, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,104 sqft · built 1995
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on Record
Last Sale	$151,000 (Oct 2018)
Tax Bill	$936 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`553200291083000`

Property Details

APN / Parcel Number

Primary APN	`553200291083000`
Alternative APN	`48615`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,104 sqft Heated Area
Gross Area	1,660 sqft
1st Floor Area	816 sqft
Upper Floors Area	288 sqft
Flooring	Wood
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	89,298 sqft (2.05 acres)
Lot Dimensions	324 ft deep x 70 ft wide
Terrain	Mountain
Porch	Slab
Porch Area	128 sqft
Deck Area	428 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	48615
Street Address	275 BLACK BEAR RDG
City	MURPHY
State	NC
Zip	28906-3724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3A BLACK BEAR RIDGE 1497/950
Legal Lot Number	3A
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1000
Census Tract	930401

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6526 SW 92ND PL, BUSHNELL, FL 33513-8300
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2018 · Amount on Record
Deed Sale	Oct 15, 2018 · Amount on Record
Deed Document Number	20184932
Deed Book / Page	1598 / 77
Prior Transfer Date	Sep 3, 2014
Prior Transfer Doc	1497/0950
Record Updated	Jun 8, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 15, 2018
Property Address	275 BLACK BEAR RDG, MURPHY, NC 28906-3724
Document Number	01598/0077
Book / Page	01598 / 0077
Instrument Date	Oct 9, 2018
Instrument	04932
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$302.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2644 HUNTINGTON HILLS DR, 2644, LAKELAND, FL 33810-5394

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6526 SW 92ND PL, BUSHNELL, FL 33513-8300

Mortgage

Document Number	04933
Date	Oct 15, 2018
Instrument	04933

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$936.00	$121,690 (-)	$121,690 (-) Land $18,000 Building $103,690
2023		$121,690	$121,690 Land $18,000 Building $103,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Black Bear Rdg

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