275 Atlantis Cir, Unit 103, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 275 Atlantis Cir, Unit 103, Saint Augustine, FL 32080

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,448 sqft · built 2003
Owner	2 Individual Names on File
Last Sale	$334,000 (Jul 2020)
Tax Bill	$6,327 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`163052-6103`

Property Details

APN / Parcel Number

Primary APN	`163052-6103`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	31 Units
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003

Location & Zoning

Street Address	275 ATLANTIS CIR, 103
City	SAINT AUGUSTINE
State	FL
Zip	32080-8922
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SEASIDE AT ANASTASIA CONDO (OR1975/996) UN 103F OR4981/636
Legal Range	30E
Legal Township	07S
Legal Section	34
Legal Subdivision	ANASTASIA
Legal Lot Number	103F
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2005
Census Tract	21409

Owner

275 Atlantis Cir, Unit 103 is owned by two individuals who bought it in July 2020.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14260 W NEWBERRY RD, NEWBERRY, FL 32669-2765
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 6, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on File
Deed Sale	Jul 6, 2020 · Amount on File
Prior Sale	Jan 22, 2014 · Amount on File
Deed Document Number	202053340
Deed Book / Page	4981 / 636
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	275 ATLANTIS CIR UNIT 103, 103, SAINT AUGUSTINE, FL 32080-8922
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2076 SW 188TH ST, NEWBERRY, FL 32669-4764

Mortgage

Document Number	0063031173
Date	Feb 11, 2026
Book Page	6303/1173
Instrument	2026011541

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28232

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Mar 2, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 6, 2020
Property Address	275 ATLANTIS CIR UNIT 103, 103, SAINT AUGUSTINE, FL 32080-8922
Document Number	0049810636
Book / Page	4981 / 636
Map Reference	MB 1975 PG 996
Instrument Date	Jun 12, 2020
Instrument	2020053340
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	OLDE TOWNE TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,338.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7159 TWIN LAKES RD, 7159, TOIVOLA, MI 49965-9346

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2076 SW 188TH ST, NEWBERRY, FL 32669-4764

Mortgage

Document Number	0004981638
Date	Jul 6, 2020
Instrument	4981/638

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 275 Atlantis Cir, Unit 103 was $6,327, up 8.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,000 (-) Building $387,000	$387,000 (-) Building $387,000
2025	$6,327.00 (+8.82%)	$387,000 (-8.54%)	$387,000 (-8.54%)
2024	$5,814.00 (+5.15%)	$423,150 (-)	$423,150 (-)
2023	$5,529.00 (+10.6%)	$423,150 (+15.93%)	$423,150 (+15.93%)
2022	$4,999.00	$365,000	$365,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 275 Atlantis Cir, Unit 103 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 220 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	565 units insured incl. 345 condo units
Nearby Flood Claims	60 (2015–2024)
Claims Outside the SFHA	55 of 60
Most Recent Claim	Dec 2024 · other causes
Claims by Event	Hurricane Ian, Sep 2022 · 7 claims Hurricane Matthew, Oct 2016 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 275 Atlantis Cir, Unit 103 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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