275 Ante Beppum Loop, Carrabelle, FL 32322 Property Records

Franklin County property record for 275 Ante Beppum Loop, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	1,158 sqft
Owner	Individual Name on Record
Last Sale	$199,900 (Nov 2021)
Tax Bill	$3,637 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`19-07S-04W-1005-0000-0680`

Property Details

APN / Parcel Number

Primary APN	`19-07S-04W-1005-0000-0680`

Interior

Building Area	1,158 sqft Heated Area
Gross Area	1,325 sqft
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Porch	Open Porch
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	275 ANTE BEPPUM LOOP
City	CARRABELLE
State	FL
Zip	32322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARRAWAY BAY PLANTATION LOT 68 PB 9/10-11 OR 861/34 1010/137 1018/79 1087/220 1212/300 1319/103
Legal Range	04W
Legal Township	07S
Legal Section	19
Legal Subdivision	CARRAWAY BAY
Legal Lot Number	68
Jurisdiction	FRANKLIN FL
Township / Civil Division	EASTPOINT
Census Block Group	1
Census Block	1250
Census Tract	970200

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 HARRIETT CIR NE, MILLEDGEVILLE, GA 31061-8253
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Nov 16, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MAGNOLIA STATE BANK
Feb 23, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Prior Sale	Mar 14, 2013 · Amount on Record
Deed Document Number	202119007063
Deed Book / Page	1319 / 103
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Property Address	275 ANTE BEPPUM LOOP, CARRABELLE, FL 32322
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 SINCLAIR MARINA RD NE, MILLEDGEVILLE, GA 31061-8482

Mortgage

Document Number	0019005735
Date	Dec 15, 2025
Book Page	1434/1
Instrument	202519005735

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	JACKSONVILLE, FL 32246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Nov 16, 2021
Property Address	275 ANTE BEPPUM LOOP, CARRABELLE, FL 32322-5122
Document Number	0019007063
Book / Page	1319 / 103
Map Reference	MB 9 PG 10
Instrument Date	Nov 12, 2021
Instrument	202119007063
Transaction Type	Transfer
Record Updated	Feb 3, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,399.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 N MONROE ST, TALLAHASSEE, FL 32301-1531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 HARRIETT CIR NE, MILLEDGEVILLE, GA 31061-8253

Mortgage

Document Number	0000000105
Date	Nov 16, 2021
Instrument	1319/105

Lender

Name	MAGNOLIA STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Feb 23, 2018
Property Address	275 ANTE BEPPUM LOOP, CARRABELLE, FL 32322-5122
Document Number	0019000851
Book / Page	001212 / 000300
Instrument Date	Feb 20, 2018
Instrument	19000851
Transaction Type	Transfer
Record Updated	Mar 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$560.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	118 N MONROE ST TALLAHASSEE FL 323011531, TALLAHASSEE, FL 32301-1531

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Municipality	Carrabelle City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,637.00 (+8.66%)	$257,038 (+2.5%) Land $23,800 Building $233,238	$257,038 (+2.5%) Land $23,800 Building $233,238
2024	$3,347.00 (+11.38%)	$250,763 (+23.89%) Land $15,000 Building $235,763	$250,763 (+23.89%) Land $15,000 Building $235,763
2023	$3,005.00 (+13.83%)	$202,412 (+32.27%) Land $15,000 Building $187,412	$202,412 (+32.27%) Land $15,000 Building $187,412
2022	$2,640.00	$153,024 Land $15,000 Building $138,024	$153,024 Land $15,000 Building $138,024

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	171 units insured incl. 38 condo units
Nearby Flood Claims	359 (1979–2024)
Claims Outside the SFHA	6 of 359
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Dennis, Jul 2005 · 79 claims Hurricane Kate, Nov 1985 · 84 claims Hurricane Elena, Sep 1985 · 72 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Fidium Fiber, T-Mobile.

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