275 7th St SW, Winter Haven, FL 33880 Property Records

Polk County property record for 275 7th St SW, Winter Haven, FL 33880

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 2,160 sqft · built 1961
Lot Size	0.162 acres (7,035 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Jul 2026)
Tax Bill	$6,830 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-29-633500-000020`

Property Details

APN / Parcel Number

Primary APN	`26-28-29-633500-000020`
Alternative APNs	`292826633500000020` `92826000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Units	4 Units
Stories	1 Story
Building Area	2,160 sqft Living Area
1st Floor Area	2,160 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1971
Architectural Style	Duplex Single
Lot Area	7,035 sqft (0.162 acres)
Lot Dimensions	125 ft deep x 56 ft wide
View / Lot	Triplex Lot
Canopy	80 sqft

Location & Zoning

Street Address	275 7TH ST SW
City	WINTER HAVEN
State	FL
Zip	33880-3297
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SUNSET PARK PB 21 PG 46 LOT 2
Legal Subdivision	SUNSET PARK
Legal Tract	633500
Legal Block	3
Legal Lot Number	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3009
Census Tract	13701

Owner

Source: Polk County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	809 SWEETWATER CLUB BLVD, LONGWOOD, FL 32779-2124
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2026 · Amount on Record
Deed Sale	Jul 13, 2026 · Amount on Record
Prior Sale	Dec 2, 2024 · Amount on Record
Deed Document Number	2026165523
Deed Book / Page	14072 / 256
Prior Transfer Date	Mar 25, 1994
Prior Transfer Doc	3371001794
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 13, 2026
Property Address	275 7TH ST SW, WINTER HAVEN, FL 33880-3297
Document Number	0000165523
Book / Page	14072 / 256
Instrument Date	Jul 9, 2026
Instrument	2026165523
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	RIDGE SECURITY TITLE INC, RIDGE SECURITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300,475.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 SWEETWATER CLUB BLVD, LONGWOOD, FL 32779-2124

Mortgage

Document Number	0000165524,
Date	Jul 13, 2026
Instrument	2026165524

Lender

Name	OCMBC INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,800 (-1.74%) Land $12,500 Building $54,123	$352,800 (-1.74%) Land $12,500 Building $54,123
2025	$6,830.00 (+405.18%)	$359,040 (+396.45%) Land $12,500 Building $55,652	$359,040 (+396.45%) Land $12,500 Building $55,652
2023	$1,352.00 (+7.13%)	$72,321 (+3.95%) Land $12,000 Building $60,321	$72,321 (+3.95%) Land $12,000 Building $60,321
2022	$1,262.00	$69,571 Land $10,000 Building $59,571	$69,571 Land $10,000 Building $59,571

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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