27490 Tracy Rd, Walbridge, OH 43465 Property Records

Wood County property record for 27490 Tracy Rd, Walbridge, OH 43465

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,540 sqft · built 1941
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Owner Names on File
Last Sale	$125,000 (Sep 2004)
Tax Bill	$2,861 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H28-712-1900-00-026.000`

Property Details

APN / Parcel Number

Primary APN	`H28-712-1900-00-026.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	1,194 sqft
Attic	Attic
Attic Area	346 sqft
Basement Area	984 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	60,984 sqft (1.4 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	231 sqft
Deck Area	526 sqft
Patio Area	631 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Well

Location & Zoning

Street Address	27490 TRACY RD
City	WALBRIDGE
State	OH
Zip	43465-9432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W215' N267.78' NW SW
Legal Range	12
Legal Township	07
Legal Section	19
Legal Subdivision	LAKE
Legal Tract	9
Jurisdiction	WOOD OH
Township / Civil Division	LAKE
Census Block Group	2
Census Block	2031
Census Tract	20902

Owner

The current owner of 27490 Tracy Rd bought it in September 2004.

Source: Wood County records, as of February 26, 2026

Owner of Record	2 Owner Names on File
Mailing Address	27490 TRACY RD, WALBRIDGE, OH 43465-9432
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU
Nov 30, 2020	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU
Jun 12, 2020	Deed of Trust, Mortgage · Conventional with PMI DIRECTIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2004 · Amount on File
Deed Sale	Sep 10, 2004 · Amount on File
Prior Sale	Jun 11, 1996 · Amount on File
Deed Document Number	2123
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOOD OH
Property Address	27490 TRACY RD, WALBRIDGE, OH 43465-9432
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27490 TRACY RD, WALBRIDGE, OH 43465-9432

Mortgage

Document Number	0000000106
Date	Jan 5, 2026
Instrument	202600106

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 28, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOOD OH
Property Address	27490 TRACY RD, WALBRIDGE, OH 43465-9432
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018502
Date	Nov 30, 2020
Book Page	3830/244
Instrument	202018502

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Dec 28, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOOD OH
Property Address	27490 TRACY RD, WALBRIDGE, OH 43465-9432
Document Number	0000008468
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27490 TRACY RD WALBRIDGE OH 434659432, WALBRIDGE, OH 43465-9432

Mortgage

Document Number	0000008468
Date	Jun 18, 2020
Book Page	003777/000584
Instrument	8468

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jun 17, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 27490 Tracy Rd was $2,861 with a homeowner's exemption.

Source: Wood County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Wood County
County Subdivision	Lake Township
Unified School District	Lake Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,861.00 Homeowner's exemption	$57,470 (-) Land $12,250 Building $45,220
2024	$2,861.00 (+0.28%) Homeowner's exemption	$57,470 (-) Land $12,250 Building $45,220
2023	$2,853.00 (+2.08%) Homeowner's exemption	$57,470 (+22.25%) Land $12,250 Building $45,220	$164,200 Land $35,000 Building $129,200
2022	$2,795.00 Homeowner's exemption	$47,010 Land $9,800 Building $37,210
2020			$134,300 Land $28,000 Building $106,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 27490 Tracy Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 27490 Tracy Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWESTERN W AND SD - TOLEDO SVC AREA serves 19,332 people · EPA ID OH8752812
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Amplex Wireless, AT&T, Buckeye Cablesystem.

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