27490 450th St, Moravia, IA 52571 Property Records

Appanoose County property record for 27490 450th St, Moravia, IA 52571

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,120 sqft · built 2021
Lot Size	9.1 acres (396,396 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (May 2025)
Tax Bill	$3,954 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`065152000820523`

Property Details

APN / Parcel Number

Primary APN	`065152000820523`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	2 Rooms
Building Area	1,120 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	396,396 sqft (9.1 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	477 sqft
Patio Area	320 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	27490 450TH ST
City	MORAVIA
State	IA
Zip	52571-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 COVES OF SUNDOWN LAKE PHASE V
Legal Subdivision	COVES OF SUNDOWN LAKE PHASE V
Legal Lot Number	23
Jurisdiction	APPANOOSE IA
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2026
Census Tract	950100

Owner

27490 450th St is owned and occupied by two individuals who bought it in May 2025.

Source: Appanoose County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27490 450TH ST, MORAVIA, IA 52571-1202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage GRANITE COMMUNITY BANK
Feb 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage GRANITE COMMUNITY BANK
May 28, 2025	Warranty Deed, Transfer · Conventional Mortgage GRANITE COMMUNITY BANK
Jun 5, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage FARMERS STATE BANK
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHEKSEA SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2025 · Amount on File
Deed Sale	May 28, 2025 · Amount on File
Deed Document Number	20251003
Deed Book / Page	2025 / 1003
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	APPANOOSE IA
Property Address	27490 450TH ST, MORAVIA, IA 52571-1202
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27490 450TH ST, MORAVIA, IA 52571-1202

Mortgage

Document Number	002026/502
Date	Mar 17, 2026
Book Page	2026/502
Instrument	2026 502

Lender

Name	GRANITE COMMUNITY BANK
Type	Bank
Address	CHAMPLIN, MN 55316

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	APPANOOSE IA
Property Address	27490 450TH ST, MORAVIA, IA 52571-1202
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27490 450TH ST, MORAVIA, IA 52571-1202

Mortgage

Document Number	002026/228
Date	Feb 10, 2026
Book Page	2026/228
Instrument	2026 228

Lender

Name	GRANITE COMMUNITY BANK
Type	Bank
Address	CHAMPLIN, MN 55316

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	APPANOOSE IA
Recording Date	May 28, 2025
Property Address	27490 450TH ST, MORAVIA, IA 52571-1202
Document Number	02025/1003
Book / Page	2025 / 1003
Instrument Date	May 23, 2025
Instrument	2025 1003
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$655.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27490 450TH ST, MORAVIA, IA 52571-1202

Mortgage

Document Number	0020251004
Date	May 28, 2025
Instrument	2025 1004

Lender

Name	GRANITE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 27, 2055

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	APPANOOSE IA
Property Address	27490 450TH ST, MORAVIA, IA 52571-1202
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/1053
Date	Jun 5, 2017
Book Page	2017/1053
Instrument	2017 1053

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 31, 2047

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	APPANOOSE IA
Property Address	27490 450TH ST, MORAVIA, IA 52571-1202
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/1877
Date	Jul 16, 2021
Book Page	2021/1877
Instrument	2021 1877

Lender

Name	CHEKSEA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 15, 2041

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 27490 450th St was $3,954, up 32.9% from the year before.

Source: Appanoose County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Appanoose County
Unified School District	Moravia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,954.00 (+32.86%)	$394,670 (-) Land $155,500 Building $239,170	$394,670 (-) Land $155,500 Building $239,170
2025	$2,976.00 (-1.49%)	$394,670 Land $155,500 Building $239,170	$394,670 Land $155,500 Building $239,170
2024	$3,021.00
2023		$158,070 (+109.25%) Land $3,250 Building $154,820	$158,070 Land $3,250 Building $154,820
2022	$1,070.00	$75,540 Land $2,500 Building $73,040
2021			$75,540 Land $2,500 Building $73,040

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 27490 450th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 27490 450th St is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 97.5% of Iowa
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Mutual Cooperative Telephone Company Fiber	1,000 / 1,000
Windstream DSL	100 / 20

May also be available: Liberty Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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