St. Johns County property record for 2749 Spinnerbait Ct, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,084 sqft · built 2005 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $298,000 (Dec 2018) |
| Tax Bill | $6,095 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 288106-1830 |
| Primary APN | 288106-1830 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,084 sqft Living Area |
| Gross Area | 3,546 sqft |
| 1st Floor Area | 1,528 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 150 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2749 SPINNERBAIT CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-2442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 52/43-59 SAINT JOHNS SIX MILE CREEK WEST UNIT 2 LOT 183 OR4660/952 |
| Legal Range | 27E |
| Legal Township | 06S |
| Legal Section | 46 |
| Legal Subdivision | SAINT JOHNS SIX MILE CREEK WEST UNIT 2 |
| Legal Block | 1 |
| Legal Lot Number | 183 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 288106-1830
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2749 SPINNERBAIT CT, SAINT AUGUSTINE, FL 32092-2442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 28, 2018 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 28, 2018 · Amount on Record |
| Deed Sale | Dec 28, 2018 · Amount on Record |
| Prior Sale | Apr 11, 2016 · Amount on Record |
| Deed Document Number | 201892291 |
| Deed Book / Page | 4660 / 952 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2749 SPINNERBAIT CT, SAINT AUGUSTINE, FL 32092-2442 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049830532 |
|---|---|
| Date | Jul 07, 2020 |
| Book Page | 4983/532 |
| Instrument | 2020054034 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 28, 2018 |
| Property Address | 2749 SPINNERBAIT CT, SAINT AUGUSTINE, FL 32092-2442 |
| Document Number | 0046600952 |
| Book / Page | 4660 / 0952 |
| Map Reference | MB 52 PG 43-59 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 2018092291 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | AMERICAS CHOICE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6455 RIVER POINT DR, 6455, FLEMING ISLAND, FL 32003-3752 |
| Name | Verified Name |
|---|---|
| Address | 2749 SPINNERBAIT CT, SAINT AUGUSTINE, FL 32092-2442 |
| Document Number | 2018092292 |
|---|---|
| Date | Dec 28, 2018 |
| Instrument | 2018092292 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $297,660 (+2.7%) | $400,173 (-4.11%) Land $85,000 Building $315,173 | |
| 2025 | $6,095.00 (+9.41%) Homeowner's exemption | $289,834 (+2.9%) | $417,330 (-3.26%) Land $90,000 Building $327,330 |
| 2024 | $5,571.00 (+1.96%) Homeowner's exemption | $281,666 (+3%) | $431,381 (-) Land $100,000 Building $331,381 |
| 2023 | $5,464.00 (+2.82%) Homeowner's exemption | $273,462 (+3%) | $431,381 (+5.89%) Land $100,000 Building $331,381 |
| 2022 | $5,314.00 Homeowner's exemption | $265,497 | $407,384 Land $75,040 Building $332,344 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 84 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
| Wildfire Risk | Low above 20% of the US · above 7% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 239 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| AT&T | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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