Schenectady County and Rotterdam Town property record for 2749 Delaware Ave, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,148 sqft · built 1955 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,640 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 48.15-2-12 |
| Primary APN | 422800 48.15-2-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,148 sqft Living Area |
| 1st Floor Area | 1,148 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 126 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2749 DELAWARE AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-2201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G,BK,FP SIEGEL-PTS 33,34,35 2.-154-4 |
| Legal Block | 2 |
| Legal Lot Number | 12.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 32700 |
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2749 DELAWARE AVE, SCHENECTADY, NY 12306-2201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST NY FEDERAL CREDIT UNION |
| Jul 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 14, 2021 |
| Transfer Doc | 0000033489 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 6, 2026 |
| Property Address | 2749 DELAWARE AVE, SCHENECTADY, NY 12306-2201 |
| Document Number | 0000010576 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 202610576 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | DATA SEARCH |
| Name | Verified Name |
|---|---|
| Address | 2749 DELAWARE AVE, SCHENECTADY, NY 12306-2201 |
| Document Number | 0000010576, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 202610576 |
| Name | FIRST NY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 15, 2021 |
| Property Address | 2749 DELAWARE AVE, SCHENECTADY, NY 12306-2201 |
| Document Number | 0000033489 |
| Book / Page | 2062 / 858 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 202133489 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $608.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 650 SKYLINE DR, 650, SCHENECTADY, NY 12306-6420 |
| Name | Verified Name |
|---|---|
| Address | 2749 DELAWARE AVE, ROTTERDAM, NY 12306-2201 |
| Document Number | 0000033490 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 202133490 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,640.00 (-7.03%) | ||
| 2025 | $7,142.00 | $178,000 (-) Land $10,200 Building $167,800 | $273,800 (+16.91%) Land $15,690 Building $258,110 |
| 2023 | $178,000 Land $10,200 Building $167,800 | $234,200 Land $13,420 Building $220,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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