27489 148th St, Mc Gregor, IA 52157 Property Records

Clayton County property record for 27489 148th St, Mc Gregor, IA 52157

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,024 sqft · built 2020
Lot Size	1.66 acres (72,309 sqft)
Owner	Trust Name on File
Tax Bill	$2,738 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0325328001`

Property Details

APN / Parcel Number

Primary APN	`0325328001`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,024 sqft Living Area
Basement Area	927 sqft
Flooring	Carpet
Interior Walls	Unfinished

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	72,309 sqft (1.66 acres)
Garage Type	Attached
Garage Area	1,664 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	266 sqft
Patio Area	30 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	27489 148TH ST
City	MC GREGOR
State	IA
Zip	52157-8626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 1 SW & LOT 2 O F LOT 1 NE SW & LOT 4 OF 1 25-95-4
Legal Lot Number	1-2,4
Jurisdiction	CLAYTON IA
Township / Civil Division	GIARD
Census Block Group	3
Census Block	3043
Census Tract	70100

Owner

27489 148th St is owner-occupied and held in a trust since December 2018.

Source: Clayton County records, as of September 14, 2026

Owner of Record	Trust Name on File
Mailing Address	27489 148TH ST, MC GREGOR, IA 52157-8626
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage LUANNA SAVINGS BANK
Aug 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LUANA SAVINGS BANK
Dec 31, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 27, 2018
Transfer Doc	2018R03989
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	27489 148TH ST, MC GREGOR, IA 52157-8626
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R04384
Date	Oct 30, 2020
Instrument	2020R04384

Lender

Name	LUANNA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2026

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	27489 148TH ST, MC GREGOR, IA 52157-8626
Transaction Type	Mortgage
Record Updated	Sep 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R02465
Date	Aug 30, 2019
Instrument	2019R02465

Lender

Name	LUANA SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Sep 1, 2020

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAYTON IA
Recording Date	Dec 31, 2018
Property Address	27489 148TH ST, MC GREGOR, IA 52157-8626
Document Number	2018R03989
Instrument Date	Dec 27, 2018
Instrument	2018R03989
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 BEARDSLEY ST, NORWALK, IA 50211-9433

Tax Assessment & Valuation

The 2025 property tax bill for 27489 148th St was $2,738, up 7% from the year before.

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Unified School District	MFL MarMac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,738.00 (+6.95%)	$272,161 Land $49,795 Building $222,366	$272,161 Land $49,795 Building $222,366
2024	$2,560.00
2023		$215,160 Land $43,300 Building $171,860	$215,160 Land $43,300 Building $171,860
2022	$2,508.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27489 148th St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	15 (1982–2023)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Apr 2023 · Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 3 claims Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27489 148th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Alpine Communications Fiber	500 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

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