2748 W 109th St, Chicago, IL 60655 Property Records

Cook County property record for 2748 W 109th St, Chicago, IL 60655

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,776 sqft · built 1946
Lot Size0.113 acres (4,905 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Oct 2012)
Tax Bill$5,855 (2023)
Deeds & MortgagesAug 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN24-13-408-029

Property Details

APN / Parcel Number

Primary APN24-13-408-029
Alternative APN
  • 24-13-408-029-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,776 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1948
Architectural StyleOld Style
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area4,905 sqft (0.113 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address2748 W 109TH ST
CityCHICAGO
StateIL
Zip60655-1751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal DescriptionF F (OVIATTS) SUB OF VAC OF LTS 1-24 INCL BLKS 1-2 7- 8 IN F F OVIATTS SUB WH SE SEC 13-37-13
Legal Range13E
Legal Township37N
Legal Section13
Legal SubdivisionOVIATTS SUB
Legal Block1,2
Legal Lot Number1-24
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group3
Census Block3003
Census Tract750300

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2748 W 109TH ST, CHICAGO, IL 60655-1751
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2012 · Amount on Record
Deed SaleOct 29, 2012 · Amount on Record
Deed Document Number201230318008
Prior Transfer DateSep 4, 1997
Prior Transfer Doc0000000393
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address2748 W 109TH ST, CHICAGO, IL 60655-1751
Transaction TypeMortgage
Record UpdatedAug 30, 2021
Title CompanyAFFINITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023255253
DateAug 20, 2021
Instrument2123255253
Lender
NameCHICAGO FIREFIGHTER CU
TypeCredit Union
AddressCHICAGO, IL 60638
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 19, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$37,000 (+19.35%) Land $6,131 Building $30,869$370,000 (+19.35%) Land $61,310 Building $308,690
2023$5,855.00 (+2.92%)
2022$5,689.00 (+1.97%) Homeowner's exemption$31,000 (-) Land $4,905 Building $26,095$310,000 (-) Land $49,050 Building $260,950
2021$5,579.00 Homeowner's exemption$31,000 Land $4,905 Building $26,095$310,000 Land $49,050 Building $260,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2011–2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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