Union County property record for 2748 Trinity St, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | built 2023 |
| Lot Size | 0.047 acres (2,047 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $322,500 (Oct 2023) |
| Tax Bill | $2,884 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-177-221 |
| Primary APN | 09-177-221 |
|---|
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 2,047 sqft (0.047 acres) |
| Street Address | 2748 TRINITY ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8384 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #46 KELLERTON PLACE PH2 MP2 OPCQ805-807 |
| Legal Subdivision | KELLERTON PLACE PHASE 2 MAP 2 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 20401 |
Source: Union County assessment roll, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9540 BREVARD CT NW, CONCORD, NC 28027-8761 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 25, 2023 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SI MORTGAGE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 25, 2023 · Amount on Record |
| Deed Sale | Oct 25, 2023 · Amount on Record |
| Deed Document Number | 202325829 |
| Deed Book / Page | 8801 / 771 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2748 TRINITY ST, MONROE, NC 28110-8384 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | TITLE FAX, TITLE X |
| Name | Verified Name |
|---|---|
| Address | 9540 BREVARD CT NW, CONCORD, NC 28027-8761 |
| Document Number | 0009290309 |
|---|---|
| Date | Jan 22, 2026 |
| Book Page | 9290/309 |
| Instrument | 1722 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 25, 2023 |
| Property Address | 2748 TRINITY ST, MONROE, NC 28110-8384 |
| Document Number | 0000880177 |
| Book / Page | 8801 / 77 |
| Map Reference | CAB Q FILE 805-807 |
| Instrument Date | Oct 25, 2023 |
| Instrument | 25829 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $645.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5350 77 CENTER DR, CHARLOTTE, NC 28217-2781 |
| Name | Verified Name |
|---|---|
| Address | 9540 BREVARD CT NW, CONCORD, NC 28027-8761 |
| Document Number | 0000025830 |
|---|---|
| Date | Oct 25, 2023 |
| Instrument | 25830 |
| Name | SI MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Nov 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year T-Bill |
| Max Rate | 13.2% |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,884.00 | $330,000 Land $65,000 Building $265,000 | $330,000 Land $65,000 Building $265,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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