2748 State Rte 286, Williamsburg, OH 45176 Property Records

Brown County property record for 2748 State Rte 286, Williamsburg, OH 45176

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,279 sqft · built 1998
Lot Size	3.13 acres (136,343 sqft)
Owner	Individual Name on Record
Tax Bill	$3,817 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005416-3`

Property Details

APN / Parcel Number

Primary APN	`005416-3`
Alternative APN	`37-072256-22-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,279 sqft Living Area
1st Floor Area	1,665 sqft
Upper Floors Area	768 sqft
Basement Area	1,665 sqft
Unfinished Basement	1,665 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Brick
Lot Area	136,343 sqft (3.13 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Pole Barn	1,440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	005416-3
Street Address	2748 STATE ROUTE 286
City	WILLIAMSBURG
State	OH
Zip	45176-6525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 8287 3.13 A LAND BRESSLER SUB LOT 22 STERLING TWP WEST BR LSD
Legal Subdivision	BRESSLER SUBDIVISION AS RECORDED
Legal Lot Number	22
Jurisdiction	BROWN OH
Township / Civil Division	STERLING
Census Block Group	4
Census Block	4008
Census Tract	951202

Owner

Source: Brown County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2748 STATE ROUTE 286, WILLIAMSBURG, OH 45176-6525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed of Trust, Mortgage · Line of Credit MERCHANTS NATIONAL BANK
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS NATIONAL BANK
Jun 10, 2019	Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2019
Deed Sale	Jun 10, 2019
Prior Sale	Mar 11, 1998 · Amount on Record
Deed Document Number	20192688
Deed Book / Page	494 / 1221
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	2748 STATE ROUTE 286, WILLIAMSBURG, OH 45176-6525
Transaction Type	Mortgage
Record Updated	Mar 24, 2023
Title Company	TECHNE TITLE AGENCY INC, TECHNETITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001007
Date	Mar 8, 2023
Book Page	521/665
Instrument	202300001007

Lender

Name	MERCHANTS NATIONAL BANK
Type	Bank
Address	HILLSBORO, OH 45133

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	2748 STATE ROUTE 286, WILLIAMSBURG, OH 45176-6525
Transaction Type	Mortgage
Record Updated	Jan 25, 2022
Title Company	TECHNE TITLE AGENCY INC, TECHNETITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000319
Date	Jan 14, 2022
Book Page	513/5876
Instrument	202200000319

Lender

Name	MERCHANTS NATIONAL BANK
Type	Bank
Address	HILLSBORO, OH 45133

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWN OH
Recording Date	Jun 10, 2019
Property Address	2748 STATE ROUTE 286, WILLIAMSBURG, OH 45176-6525
Document Number	0000002688
Book / Page	494 / 1221
Map Reference	MB 7 PG 145&146
Instrument Date	May 30, 2019
Instrument	201900002688
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2748 STATE ROUTE 286, WILLIAMSBURG, OH 45176-6525

Mortgage

Document Number	0000002689
Date	Jun 10, 2019
Instrument	201900002689

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Mortgage

Document Number	0000002689
Date	Jun 10, 2019
Book Page	494/1222
Instrument	201900002689

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Brown County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Brown County
County Subdivision	Sterling Township
Unified School District	Western Brown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,817.00	$131,190 (-) Land $18,580 Building $112,610
2024	$3,817.00 (+21.29%)	$131,190 (+28.73%) Land $18,580 Building $112,610	$374,820 (+28.72%) Land $53,080 Building $321,740
2023	$3,147.00 (+0.03%)	$101,910 (-) Land $13,730 Building $88,180
2022	$3,146.00	$101,910 Land $13,730 Building $88,180
2021			$291,180 Land $39,230 Building $251,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: connectSCP.

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