2748 Secret Lake Ln, Fallbrook, CA 92028 Property Records

San Diego County property record for 2748 Secret Lake Ln, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,936 sqft · built 1989
Lot Size0.232 acres (10,108 sqft)
OwnerCompany Name on Record
Last Sale$517,000 (Apr 2019)
Tax Bill$5,993 (2025)
Deeds & MortgagesJan 2022 Transfer
Apr 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN124-430-07-00

Property Details

APN / Parcel Number

Primary APN124-430-07-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,936 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area10,108 sqft (0.232 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2748 SECRET LAKE LN
CityFALLBROOK
StateCA
Zip92028-9483
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 7 TR 011920
Legal SubdivisionSAN DIEGO #4221
Legal Tract011920
Legal Block1
Legal Lot Number7
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1010
Census Tract18805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2748 SECRET LAKE LN, FALLBROOK, CA 92028-9483
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2022Intrafamily Transfer, Transfer
TICOR TITLE COMPANY OF CA
Apr 29, 2019Reverse Mortgage, Transfer · FHA Mortgage
AMERICAN ADVISORS
Sep 20, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2019 · Amount on Record
Deed SaleApr 29, 2019 · Amount on Record
Prior SaleFeb 25, 2015 · Amount on Record
Deed Document Number2019156713
Last Transfer DateJan 19, 2022
Transfer Doc0000046173
Record UpdatedOct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 31, 2022
Property Address2748 SECRET LAKE LN, FALLBROOK, CA 92028-9483
Document Number0000046173
Map ReferenceMAP 11920
Instrument DateJan 19, 2022
Instrument2022-0046173
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyTICOR TITLE COMPANY OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2748 SECRET LAKE LN, FALLBROOK, CA 92028-9483

April 2019: Reverse Mortgage, Transfer

Document TypeReverse Mortgage
JurisdictionSAN DIEGO CA
Recording DateApr 29, 2019
Property Address2748 SECRET LAKE LN, FALLBROOK, CA 92028-9483
Document Number0000156713
Instrument DateApr 9, 2019
Instrument156713
Transaction TypeTransfer
Record UpdatedMay 7, 2019
Title CompanyTICOR TITLE-SAN DIEGO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$568.70
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2748 SECRET LAKE LN FALLBROOK CA 920289483, FALLBROOK, CA 92028-9483

Mortgage

Document Number156714
DateApr 29, 2019
Instrument156714
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateSep 20, 2017
Property Address2748 SECRET LAKE LN, FALLBROOK, CA 92028-9483
Document Number0000431112
Instrument DateSep 1, 2017
Instrument431112
Transaction TypeTransfer
Record UpdatedSep 26, 2017

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2748 SECRET LAKE LN FALLBROOK CA 920289483, FALLBROOK, CA 92028-9483

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$588,250 (+2%) Land $151,526 Building $436,724
2025$5,993.00 (+4.23%) Homeowner's exemption$576,716 (+4.04%) Land $148,555 Building $428,161
2023$5,750.00 (+1.77%) Homeowner's exemption$554,324 Land $142,788 Building $411,536
2022$5,650.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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