St. Charles County property record for 2748 Royallvalley Way, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,630 sqft · built 1995 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $183,000 (Nov 2014) |
| Tax Bill | $3,903 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A962000751 |
| Primary APN | A962000751 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,630 sqft Living Area |
| 1st Floor Area | 1,630 sqft |
| Basement Area | 1,614 sqft |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 42 sqft |
| Patio Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | A962000751 |
|---|---|
| Old Parcel Number | A962000751 |
| Street Address | 2748 ROYALLVALLEY WAY |
| City | O FALLON |
| State | MO |
| Zip | 63368-6987 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANORS AT ROYALLSPRINGS #6 LOT 67 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | MANORS AT ROYALLSPRINGS #6 |
| Legal Lot Number | 67 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 311732 |
2748 Royallvalley Way is owned and occupied by an individual who bought it in November 2014.
Source: St. Charles County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2748 ROYALLVALLEY WAY, O FALLON, MO 63368-6987 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2018 | Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU |
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANK CENTRE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2014 · Amount on File |
| Deed Sale | Nov 20, 2014 · Amount on File |
| Deed Document Number | 0006270981 |
| Deed Book / Page | 6270 / 981 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2748 ROYALLVALLEY WAY, O FALLON, MO 63368-6987 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000193060 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 6903/0673 |
| Instrument | 20180410000193060 |
| Name | NEIGHBORS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 9, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2748 ROYALLVALLEY WAY, O FALLON, MO 63368-6987 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 2748 ROYALLVALLEY WAY, O FALLON, MO 63368-6987 |
| Document Number | 0000026982 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021R-026982 |
| Name | MIDWEST BANK CENTRE |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63125 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 2748 Royallvalley Way was $3,903.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,903.00 | $60,745 | $319,710 Land $60,000 Building $259,710 |
| 2023 | $55,740 | ||
| 2022 | $293,369 Land $50,000 Building $243,369 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2748 Royallvalley Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2748 Royallvalley Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Gateway Fiber.
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