2748 N Black River Rd, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 2748 N Black River Rd, Cheboygan, MI 49721

Property Summary

Property Type	Condominium
Details	2.5 ba · 1,188 sqft
Lot Size	3.7 acres (161,172 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Oct 2021)
Tax Bill	$5,402 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`153-W25-000-005-00`

Property Details

APN / Parcel Number

Primary APN	`153-W25-000-005-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,188 sqft Building Perimeter
1st Floor Area	792 sqft

Exterior

Architectural Style	Condo/Apartment
Lot Area	161,172 sqft (3.7 acres)
Garage Area	900 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2748 N BLACK RIVER RD
City	CHEBOYGAN
State	MI
Zip	49721
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	WATER'S WAY CONDOMINIUM, SITE 5, ACCORDING TO MASTER DEED RECD IN 799/261-295. (SEC 21, T36N,R1E) 804/658;1101/49;1116/412;
Legal Range	01E
Legal Township	036
Legal Section	21
Legal Subdivision	WATERS WAY CONDOMINIUM
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1043
Census Tract	960402

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7721 DEER GROVE CT NE, ROCKFORD, MI 49341-8837
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Prior Sale	Dec 18, 2012 · Amount on Record
Deed Book / Page	1464 / 594
Prior Transfer Date	Oct 18, 2001
Prior Transfer Doc	0804000658
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Oct 13, 2021
Property Address	2748 N BLACK RIVER RD, CHEBOYGAN, MI 49721-9132
Document Number	001464/594
Book / Page	1464 / 594
Instrument Date	Oct 6, 2021
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7721 DEER GROVE CT NE, ROCKFORD, MI 49341-8837

Mortgage

Document Number	0001464595
Date	Oct 13, 2021
Instrument	1464/595

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Grant Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,700 (+78.82%)	$447,400 (+78.82%)
2025	$5,402.00 (+24.96%)
2023		$125,100	$250,200
2022	$4,323.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	616.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	15 (2026)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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