2748 Lower Bear Paw Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 2748 Lower Bear Paw Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,748 sqft · built 1978
Lot Size	2.32 acres (101,495 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Jan 2020)
Tax Bill	$1,398 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`455300058757000`

Property Details

APN / Parcel Number

Primary APN	`455300058757000`
Alternative APN	`51343`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,748 sqft Heated Area
Upper Floors Area	320 sqft
Basement Area	240 sqft
Finished Basement	240 sqft
Flooring	Wood
Interior Walls	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	101,495 sqft (2.32 acres)
Lot Dimensions	270 ft deep x 360 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Deck Area	648 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	51343
Street Address	2748 LOWER BEAR PAW RD
City	MURPHY
State	NC
Zip	28906-1716
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOTS 7 & 8 HERNDON & JONES PROP 1386/557
Legal Phase	1386
Legal Lot Number	7,8
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	1
Census Block	1004
Census Tract	930603

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2748 LOWER BEAR PAW RD, MURPHY, NC 28906-1716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jan 21, 2020	Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2020 · Amount on Record
Deed Sale	Jan 21, 2020 · Amount on Record
Prior Sale	May 28, 2010
Deed Document Number	00296
Deed Book / Page	01634 / 0589
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	2748 LOWER BEAR PAW RD, MURPHY, NC 28906-1716
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1673/399
Date	Feb 24, 2021
Book Page	1673/399
Instrument	1217

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jan 21, 2020
Property Address	2748 LOWER BEAR PAW RD, MURPHY, NC 28906-1716
Document Number	01634/0589
Book / Page	01634 / 0589
Instrument Date	Dec 19, 2019
Instrument	00296
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1814 NECK RD, 1814, MC COLL, SC 29570-6906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2748 LOWER BEAR PAW RD, MURPHY, NC 28906-1716

Mortgage

Document Number	016340591
Date	Jan 21, 2020
Instrument	01634/0591

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,398.00	$184,870 (-)	$184,870 (-) Land $14,180 Building $170,690
2023		$184,870	$184,870 Land $14,180 Building $170,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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