2748 Cane Creek Rd, Sylva, NC 28779 Property Records

Jackson County property record for 2748 Cane Creek Rd, Sylva, NC 28779

Property Summary

Property Type	Other Improved
Details	3 bd · 3 ba · 2,359 sqft · built 2003
Lot Size	4.67 acres (203,425 sqft)
Owner	Individual Name on File
Last Sale	$509,000 (Aug 2023)
Tax Bill	$1,208 (2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7661-31-6425`

Property Details

APN / Parcel Number

Primary APN	`7661-31-6425`
Alternative APN	`113899`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	2,359 sqft
Gross Area	3,563 sqft
1st Floor Area	1,299 sqft
Fireplaces	1 Fireplace
Fireplace	Prefabricated

Exterior

Year Built	Built 2003
Exterior Material	Aluminum/Vinyl
Lot Area	203,425 sqft (4.67 acres)
Porch	Porch
Porch Area	520 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	113899
Street Address	2748 CANE CREEK RD
City	SYLVA
State	NC
Zip	28779-9244
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LT 22,23 CANE CREEK RDG
Legal Township	09
Legal Subdivision	CANE CRK RDIGE
Legal Lot Number	22-23
Jurisdiction	JACKSON NC
Township / Civil Division	CULLOWHEE
Census Block Group	1
Census Block	1009
Census Tract	950700

Owner

2748 Cane Creek Rd is owned and occupied by an individual who bought it in August 2023.

Source: Jackson County records, as of September 13, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2748 CANE CREEK RD, SYLVA, NC 28779-9244
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Mar 30, 2020	Warranty Deed, Transfer · VA Mortgage GUARDIAN MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2023 · Amount on File
Deed Sale	Aug 25, 2023 · Amount on File
Prior Sale	Mar 30, 2020 · Amount on File
Deed Document Number	0002362867
Deed Book / Page	2362 / 867
Record Updated	Jun 7, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 25, 2023
Property Address	2748 CANE CREEK RD, SYLVA, NC 28779-9244
Document Number	0023620867
Book / Page	2362 / 867
Map Reference	CAB 7 SL 793
Instrument Date	Aug 18, 2023
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,018.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2038 BLANTON BRANCH RD, SYLVA, NC 28779-1084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2748 CANE CREEK RD, SYLVA, NC 28779-9244

Mortgage

Document Number	0023620871
Date	Aug 25, 2023
Book Page	2362/871

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Mar 30, 2020
Property Address	2748 CANE CREEK RD, SYLVA, NC 28779-9244
Document Number	0022631520
Book / Page	2263 / 1520
Instrument Date	Mar 26, 2020
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1222 LAKESIDE DR, 1222, TALLADEGA, AL 35160-8102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1837, SYLVA, NC 28779-1837

Mortgage

Document Number	0022631525
Date	Mar 30, 2020
Instrument	2263/1525

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$1,208.00	$317,980 Land $30,860 Building $287,120

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2748 Cane Creek Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2748 Cane Creek Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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