27475 Pine Bend, Shorewood (Excelsior), MN 55331 Property Records

Hennepin County property record for 27475 Pine Bend, Shorewood, MN 55331

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,508 sqft · built 1971
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (May 2025)
Tax Bill	$8,204 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31-117-23-14-0009`

Property Details

APN / Parcel Number

Primary APN	`31-117-23-14-0009`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
Gross Area	2,909 sqft
1st Floor Area	1,508 sqft
Basement Area	983 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Terrain	Wooded
View / Lot	Lake
Garage Type	Attached
Garage Area	418 sqft
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	27475 PINE BND
City	EXCELSIOR
State	MN
Zip	55331-7906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 001 T TONKA VIEW ADDN IRREGULAR
Legal Range	23
Legal Township	117
Legal Section	31
Legal Quarter	14
Legal Subdivision	TONKA VIEW ADDN
Legal Block	1
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	SHOREWOOD
Census Block Group	2
Census Block	2019
Census Tract	27503

Owner

27475 Pine Bend is owned and occupied by two individuals who bought it in May 2025.

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	27475 PINE BND, EXCELSIOR, MN 55331-7906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Oct 14, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Feb 16, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2025 · Amount on File
Deed Sale	May 19, 2025 · Amount on File
Prior Sale	Oct 14, 2019 · Amount on File
Deed Document Number	20256136240
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	27475 PINE BND, SHOREWOOD, MN 55331-7906
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00T5997382
Date	Jan 31, 2023
Instrument	T5997382

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	27475 PINE BND, SHOREWOOD, MN 55331-7906
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05874215
Date	Sep 8, 2021
Instrument	T05874215

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	27475 PINE BND, SHOREWOOD, MN 55331-7906
Document Number	0005771669
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27475 PINE BND SHOREWOOD MN 553317906, SHOREWOOD, MN 55331-7906

Mortgage

Document Number	0005771669
Date	Nov 19, 2020
Instrument	5771669

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 14, 2019
Property Address	27475 PINE BND, SHOREWOOD, MN 55331-7906
Document Number	0005653005
Instrument Date	Oct 11, 2019
Instrument	5653005
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	ATTORNEYS TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,574.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27475 PINE BND EXCELSIOR MN 553317906, EXCELSIOR, MN 55331-7906

Mortgage

Document Number	5653006
Date	Oct 14, 2019
Instrument	5653006

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	27475 PINE BND, SHOREWOOD, MN 55331-7906
Document Number	0005425678
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	Mar 10, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27475 PINE BND EXCELSIOR MN 553317906, EXCELSIOR, MN 55331-7906

Mortgage

Document Number	0005425678
Date	Feb 28, 2017
Instrument	5425678

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 27475 Pine Bend was $8,204.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Shorewood City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,204.00	$656,700 Land $306,000 Building $350,700	$656,700 Land $306,000 Building $350,700
2023	$6,240.00 Homeowner's exemption
2022		$542,000 Land $220,000 Building $322,000	$542,000 Land $220,000 Building $322,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27475 Pine Bend in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978–1983)
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27475 Pine Bend is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Shorewood serves 3,890 people · EPA ID MN1270051
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Midco, Verizon.

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