27463 790th Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 27463 790th Ave, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,930 sqft · built 1997
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$219,500 (Apr 2014)
Tax Bill	$4,652 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13.001.0012`

Property Details

APN / Parcel Number

Primary APN	`13.001.0012`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,930 sqft Living Area
1st Floor Area	1,612 sqft
Basement Area	1,372 sqft
Finished Basement	1,372 sqft
Unfinished Basement	1,612 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	780 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	27463 790TH AVE
City	ALBERT LEA
State	MN
Zip	56007-6821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-01 TWP-103 RANGE-021 10.00 AC REV DESC NO. 3290 PT SE1/4 NE1/4 & NE1/4 SE1/4 1-103-21 10.00 ACRES
Legal Range	21
Legal Township	103
Legal Section	01
Jurisdiction	FREEBORN MN
Township / Civil Division	BANCROFT
Census Block Group	1
Census Block	1010
Census Tract	180700

Owner

27463 790th Ave is owned and occupied by an individual who bought it in April 2014.

Source: Freeborn County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	27463 790TH AVE, ALBERT LEA, MN 56007-6821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FORESIGHT BANK
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FORESIGHT BANK
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2014 · Amount on File
Deed Sale	Apr 30, 2014 · Amount on File
Deed Document Number	2014218961
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	27463 790TH AVE, ALBERT LEA, MN 56007-6821
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0551432
Date	Oct 20, 2021
Instrument	0551432

Lender

Name	FORESIGHT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 18, 2031
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.15%
Index	1-Year CMT

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	27463 790TH AVE, ALBERT LEA, MN 56007-6821
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A549034
Date	Jun 1, 2021
Instrument	A549034

Lender

Name	FORESIGHT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.05%
Index	1-Year CMT

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	27463 790TH AVE, ALBERT LEA, MN 56007-6821
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A548046
Date	Apr 7, 2021
Instrument	A548046

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 27463 790th Ave was $4,652 with a homeowner's exemption.

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Freeborn County
County Subdivision	Bancroft Township
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,652.00 Homeowner's exemption	$460,400 Land $100,300 Building $360,100	$460,400 Land $100,300 Building $360,100
2025	$4,652.00
2023	$3,868.00 Homeowner's exemption	$397,400 Land $100,300 Building $297,100	$397,400 Land $100,300 Building $297,100
2020	$3,582.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27463 790th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 27463 790th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

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