Pinellas County property record for 2746 McNair Dr, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,606 sqft · built 1993 |
| Lot Size | 0.223 acres (9,718 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $292,000 (Nov 2011) |
| Tax Bill | $2,523 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-741-9237-8 |
| Primary APN | C62-000-741-9237-8 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,606 sqft Living Area |
| Gross Area | 3,580 sqft |
| 1st Floor Area | 2,606 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,718 sqft (0.223 acres) |
| Lot Dimensions | 124 ft deep x 81 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 534 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R140095 |
|---|---|
| Street Address | 2746 MCNAIR DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-7228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERFORD CROSSING PHASE II LOT 167 & THAT PART OF LOT 154 DESC BEG NE COR OF SD LOT 154 TH S09D3510W 26.13FT ALG E LOT LINE TH N00D2031E 25FT TO N LOT LINE TH S89D3817E 4.20FT TO POB |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 13 |
| Legal Subdivision | WATERFORD CROSSING |
| Legal Phase | 2 |
| Legal Tract | 95071 |
| Legal Lot Number | 167 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 27210 |
2746 McNair Dr is owned and occupied by two individuals who bought it in November 2011.
Source: Pinellas County records, as of March 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2746 MCNAIR DR, PALM HARBOR, FL 34683-7228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Jul 10, 2019 | Deed of Trust, Mortgage · Line of Credit SUN TRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2011 · Amount on File |
| Deed Sale | Nov 28, 2011 · Amount on File |
| Prior Sale | Aug 9, 2000 · Amount on File |
| Deed Document Number | 2011312363 |
| Deed Book / Page | 17417 / 2110 |
| Transfer Doc | 9721001335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2746 MCNAIR DR, PALM HARBOR, FL 34683-7228 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2746 MCNAIR DR, PALM HARBOR, FL 34683-7228 |
| Document Number | 0234700421 |
|---|---|
| Date | Mar 2, 2026 |
| Book Page | 23470/421 |
| Instrument | 2026055144 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2746 MCNAIR DR, PALM HARBOR, FL 34683-7228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0206081449 |
|---|---|
| Date | Jul 10, 2019 |
| Book Page | 20608/1449 |
| Instrument | 2019217433 |
| Name | SUN TRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2746 McNair Dr was $2,523 with exemptions applied, up 5.8% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Dunedin City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,523.00 (+5.79%) Homeowner's exemption Disabled Person's exemption | $328,240 | $641,355 Land $134,338 Building $507,017 |
| 2024 | $2,385.00 (+1.53%) | ||
| 2023 | $2,349.00 (+2.8%) Homeowner's exemption Disabled Person's exemption | $309,698 (+3%) | $581,081 (+14.02%) Land $184,659 Building $396,422 |
| 2022 | $2,285.00 Homeowner's exemption Disabled Person's exemption | $300,678 | $509,647 Land $204,768 Building $304,879 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2746 McNair Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 2 (2019–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2746 McNair Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures