2746 McCraw Rd, Mooresboro, NC 28114 Property Records

Cleveland County property record for 2746 McCraw Rd, Mooresboro, NC 28114

Property Summary

Property Type	Single Family Home
Details	1,668 sqft · built 2002
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (May 2023)
Tax Bill	$1,634 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55285`

Property Details

APN / Parcel Number

Primary APN	`55285`
Alternative APNs	`1333646` `1356481`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,668 sqft Finished Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Lot Area	50,530 sqft (1.16 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	128 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1356481
Street Address	2746 MCCRAW RD
City	MOORESBORO
State	NC
Zip	28114-7724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	1.16 AC PB24-58 RD 1002
Legal Block	1
Legal Lot Number	34
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1033
Census Tract	951502

Owner

Source: Cleveland County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2746 MCCRAW RD, MOORESBORO, NC 28114-7724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
May 5, 2022	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Aug 5, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 29, 2020	Warranty Deed, Transfer · VA Mortgage ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 19, 2023 · Amount on Record
Deed Sale	May 19, 2023 · Amount on Record
Prior Sale	Oct 29, 2020 · Amount on Record
Deed Document Number	2023200087456
Deed Book / Page	1898 / 1946
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 19, 2023
Property Address	2746 MCCRAW RD, MOORESBORO, NC 28114-7724
Document Number	0018981946
Book / Page	1898 / 1946
Instrument Date	May 18, 2023
Instrument	200087456
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2408 S ORCHARD WAY, LAKEWOOD, CO 80228-6473

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2746 MCCRAW RD, MOORESBORO, NC 28114-7724

Mortgage

Document Number	0018981959
Date	May 19, 2023
Instrument	1898/1959

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	2746 MCCRAW RD, MOORESBORO, NC 28114-7724
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018720157
Date	May 5, 2022
Book Page	1872/157
Instrument	200072403

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	2746 MCCRAW RD, MOORESBORO, NC 28114-7724
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018480773
Date	Aug 5, 2021
Book Page	1848/773
Instrument	200059231

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WINSTON SALEM, NC 27104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 29, 2020
Property Address	2746 MCCRAW RD, MOORESBORO, NC 28114-7724
Document Number	0018250062
Book / Page	1825 / 62
Instrument Date	Oct 29, 2020
Instrument	200046126
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	731 SKINNER RD, 731, SHELBY, NC 28152-0533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2746 MCCRAW RD, MOORESBORO, NC 28114-7724

Mortgage

Document Number	0000182565
Date	Oct 29, 2020
Instrument	1825/65

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,771 (-) Land $18,076 Building $247,695	$265,771 (-) Land $18,076 Building $247,695
2025	$1,634.00	$265,771 (+60.03%) Land $18,076 Building $247,695	$265,771 (+60.03%) Land $18,076 Building $247,695
2023		$166,072 Land $14,450 Building $151,622	$166,072 Land $14,450 Building $151,622

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2004–2024)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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