2746 Jackson Ave, Ashland, KY 41102 Property Records

Boyd County property record for 2746 Jackson Ave, Ashland, KY 41102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,629 sqft · built 1966
Lot Size	0.303 acres (13,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,909,500 (Aug 2023)
Tax Bill	$1,132 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031-10-09-007.00`

Property Details

APN / Parcel Number

Primary APN	`031-10-09-007.00`
Alternative APN	`418241`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,629 sqft Living Area
Gross Area	306 sqft
Basement Area	1,067 sqft
Unfinished Basement	1,067 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,200 sqft (0.303 acres)
Lot Dimensions	150 ft deep x 88 ft wide
Garage Type	Basement
Garage Area	306 sqft
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	418241
Street Address	2746 JACKSON AVE
City	ASHLAND
State	KY
Zip	41102-6032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19 FEET LOT-256 ALL LOT-257 29FT OF LOT 258 MOUNT ADAMS SUBDIVISION
Legal Subdivision	MOUNT ADAMS SUBITION
Legal Lot Number	257,25
Jurisdiction	BOYD KY
Township / Civil Division	ASHLAND
Census Block Group	3
Census Block	3027
Census Tract	30600

Owner

Source: Boyd County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2746 JACKSON AVE, ASHLAND, KY 41102-6032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS CHOICE CREDIT UNION
Apr 15, 2019	Deed of Trust, Mortgage · ARM CITY NATIONAL BANK OF WEST VIRGINIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2023 · Amount on Record
Deed Sale	Aug 15, 2023 · Amount on Record
Prior Sale	Aug 18, 2022 · Amount on Record
Deed Document Number	202310022245
Deed Book / Page	131 / 627
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Recording Date	Sep 14, 2026
Property Address	2746 JACKSON AVE, ASHLAND, KY 41102-6032
Document Number	0010046446
Book / Page	1628 / 214
Instrument Date	Sep 9, 2026
Instrument	202610046446
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2746 JACKSON AVE, ASHLAND, KY 41102-6032

Mortgage

Document Number	0010046446,
Date	Sep 14, 2026
Book Page	1628/214
Instrument	202610046446

Lender

Name	MEMBERS CHOICE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	2746 JACKSON AVE, ASHLAND, KY 41102-6032
Transaction Type	Mortgage
Record Updated	Apr 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1402/394
Date	Apr 15, 2019
Book Page	M1402/394
Instrument	9815680

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	CHARLESTON, WV 25313

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.35%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.35%
Index	1-Year CMT
Max Rate	9.35%

Tax Assessment & Valuation

Source: Boyd County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Municipality	Ashland City
Unified School District	Ashland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,132.00 (-2.58%)	$188,700 (-) Land $30,000 Building $158,700	$188,700 (-) Land $30,000 Building $158,700
2023	$1,162.00	$188,700 Land $30,000 Building $158,700	$188,700 Land $30,000 Building $158,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1984)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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