Harris County property record for 2746 Clay St, Houston, TX 77003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,179 sqft · built 2007 |
| Lot Size | 0.036 acres (1,584 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,477 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 128-439-001-0004 |
| Primary APN | 128-439-001-0004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,179 sqft Living Area |
| 1st Floor Area | 866 sqft |
| Attic | Attic |
| Attic Area | 68 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 1,584 sqft (0.036 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 88 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1284390010004 |
|---|---|
| Street Address | 2746 CLAY ST |
| City | HOUSTON |
| State | TX |
| Zip | 77003-4519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 4 BLK 1 DELANO CROSSING |
| Legal Subdivision | DELANO CROSSING |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2076 |
| Census Tract | 310200 |
2746 Clay St is owned and occupied by an individual who acquired it in November 2022.
Source: Harris County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2746 CLAY ST, HOUSTON, TX 77003-4519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 18, 2022 | Vendor's Lien, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Nov 15, 2018 | Vendor's Lien, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2022 |
| Deed Sale | Nov 18, 2022 |
| Prior Sale | Nov 18, 2022 · Amount on File |
| Deed Document Number | 2022556718 |
| Prior Transfer Date | Nov 12, 2018 |
| Prior Transfer Doc | 0000518117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2746 CLAY ST, HOUSTON, TX 77003-4519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2746 CLAY ST, HOUSTON, TX 77003-4519 |
| Document Number | 0000051115 |
|---|---|
| Date | Feb 14, 2024 |
| Instrument | 2024-51115 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 346 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2746 CLAY ST, HOUSTON, TX 77003-4519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2023 |
| Title Company | ALAMO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000197086 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 2020-197086 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Nov 18, 2022 |
| Property Address | 2746 CLAY ST, HOUSTON, TX 77003-4519 |
| Document Number | 0000556716 |
| Map Reference | MF 602207 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 2022-556716 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2023 |
| Title Company | ALAMO TITLE COMPANY, ALAMO TITLE COMPANY HOUSTON |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2146 CLAY ST, HOUSTON, TX 77003-4316 |
| Document Number | 0000556717 |
|---|---|
| Date | Nov 18, 2022 |
| Instrument | 2022-556717 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Nov 15, 2018 |
| Property Address | 2746 CLAY ST, HOUSTON, TX 77003-4519 |
| Document Number | 0000518117 |
| Map Reference | PL 602207 |
| Instrument Date | Nov 12, 2018 |
| Instrument | 2018-518117 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2746 CLAY ST, HOUSTON, TX 77003-4519 |
| Document Number | 0000518118 |
|---|---|
| Date | Nov 15, 2018 |
| Instrument | 2018-518118 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 2746 Clay St was $8,477, up 4.3% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $384,041 (-3.72%) Land $82,962 Building $301,079 | $384,041 (-3.72%) Land $82,962 Building $301,079 | |
| 2025 | $8,477.00 (+4.31%) | $398,884 Land $82,962 Building $315,922 | $398,884 Land $82,962 Building $315,922 |
| 2024 | $8,127.00 | ||
| 2023 | $388,456 Land $82,962 Building $305,494 | $388,456 Land $82,962 Building $305,494 | |
| 2022 | $7,826.00 | ||
| 2020 | $6,192.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2746 Clay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2746 Clay St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 743 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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