San Diego County property record for 2745 Monroe St, Carlsbad, CA 92008
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,200 sqft · built 1988 |
| Lot Size | 0.86 acres (3,748 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $750,000 (Feb 2020) |
| Tax Bill | $7,025 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 156-340-07-00 |
| Primary APN | 156-340-07-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,200 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 3,748 sqft (0.86 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2745 MONROE ST |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92008-1559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-C |
| Legal Description | LOT 136 TR 010088 |
| Legal Subdivision | CARLSBAD COURT |
| Legal Tract | 010088 |
| Legal Block | 2 |
| Legal Lot Number | 136 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 17801 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2745 MONROE ST, CARLSBAD, CA 92008-1559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Line of Credit NORTHROP GRUMMAN FEDERAL CREDIT UNION |
| Sep 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHROP GRUMMAN FCU |
| Jan 16, 2020 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2020 · Amount on Record |
| Deed Sale | Feb 14, 2020 · Amount on Record |
| Prior Sale | Aug 16, 2010 · Amount on Record |
| Deed Document Number | 202078616 |
| Prior Transfer Date | Nov 12, 2013 |
| Prior Transfer Doc | 0000716509 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 7, 2026 |
| Property Address | 2745 MONROE ST, CARLSBAD, CA 92008-1559 |
| Document Number | 0000194125 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 2026194125 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 2745 MONROE ST, CARLSBAD, CA 92008-1559 |
| Document Number | 0000194125, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 2026194125 |
| Name | NORTHROP GRUMMAN FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 3, 2046 |
| Rate | 7.25% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2745 MONROE ST, CARLSBAD, CA 92008-1559 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 2745 MONROE ST, CARLSBAD, CA 92008-1559 |
| Document Number | 0000251383 |
|---|---|
| Date | Sep 15, 2023 |
| Instrument | 2023-0251383 |
| Name | NORTHROP GRUMMAN FCU |
|---|---|
| Type | Credit Union |
| Address | GARDENA, CA 90248 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2745 MONROE ST, CARLSBAD, CA 92008-1559 |
| Instrument Date | Jan 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2745 MONROE ST CARLSBAD CA 920081559, CARLSBAD, CA 92008-1559 |
| Document Number | 78617 |
|---|---|
| Date | Feb 14, 2020 |
| Instrument | 78617 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Unified School District | Carlsbad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $836,632 (+2%) Land $278,862 Building $557,770 | |
| 2025 | $7,025.00 (+2.84%) | $820,229 (+4.04%) Land $273,395 Building $546,834 |
| 2023 | $6,831.00 (+0.29%) | $788,380 Land $262,780 Building $525,600 |
| 2022 | $6,811.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARLSBAD MWD serves 96,371 people · EPA ID CA3710005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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