2745 Kepler Ave NE, Saint Michael, MN 55376 Property Records

Wright County property record for 2745 Kepler Ave NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,220 sqft · built 2024
Lot Size	0.247 acres (10,778 sqft)
Owner	Individual Name on File
Last Sale	$507,000 (Aug 2026)
Tax Bill	$5,030 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`114-405-001010`

Property Details

APN / Parcel Number

Primary APN	`114-405-001010`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,220 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,778 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2745 KEPLER AVE NE
City	SAINT MICHAEL
State	MN
Zip	55376-7537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-23 TWP-120 RANGE-024 LAKESHORE PARK 4TH ADDITION LOT 1 BLOCK 1 BLOCK 1
Legal Range	024
Legal Township	120
Legal Section	23
Legal Subdivision	LAKESHORE PARK 4TH ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	3
Census Block	3000
Census Tract	100803

Owner

2745 Kepler Ave NE is owned and occupied by an individual who bought it in August 2026.

Source: Wright County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	2745 KEPLER AVE NE, SAINT MICHAEL, MN 55376-7537
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Warranty Deed, Subdivision Related Transfer · FHA Mortgage MI FINANCIAL
Jul 24, 2023	Limited Warranty Deed, Transfer CUSTOM HOME BUILDERS TITLE, CUSTOM HOME BUILDERS TTL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2026 · Amount on File
Deed Sale	Aug 26, 2026 · Amount on File
Prior Sale	Jul 21, 2023 · Amount on File
Deed Document Number	20261610830
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Aug 26, 2026
Property Address	2745 KEPLER AVE NE, SAINT MICHAEL, MN 55376-7537
Document Number	0001610830
Instrument Date	Aug 24, 2026
Instrument	20261610830
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 11, 2026
Title Company	TRANSOHIO RESIDENTIAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168,983.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2745 KEPLER AVE NE, SAINT MICHAEL, MN 55376-7537

Mortgage

Document Number	0001610831,
Date	Aug 26, 2026
Instrument	20261610831

Lender

Name	MI FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

July 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 24, 2023
Property Address	SAINT MICHAEL, MN 55376
Document Number	00A1534786
Instrument Date	Jul 21, 2023
Instrument	A1534786
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	CUSTOM HOME BUILDERS TITLE, CUSTOM HOME BUILDERS TTL LLC

Transaction

Amount	Amount on Record
Tax	$2,158.20
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5354 PARKDALE DR STE 100, 100, SAINT LOUIS PARK, MN 55416-1600

Tax Assessment & Valuation

The 2026 property tax bill for 2745 Kepler Ave NE was $5,030.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,030.00	$481,400 (+12.98%) Land $140,000 Building $341,400	$481,400 (+12.98%) Land $140,000 Building $341,400
2025		$426,100 Land $107,000 Building $319,100	$426,100 Land $107,000 Building $319,100
2023	$128.00	$105,900 Land $105,900	$105,900 Land $105,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2745 Kepler Ave NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2745 Kepler Ave NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: CenturyLink, GigFire, Verizon.

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