2745 Golden Gate Pl, Waldorf, MD 20601 Property Records

Charles County property record for 2745 Golden Gate Pl, Waldorf, MD 20601

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,148 sqft · built 2019
Lot Size	0.054 acres (2,352 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Nov 2023)
Tax Bill	$20,042 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-357733`

Property Details

APN / Parcel Number

Primary APN	`06-357733`
Alternative APN	`357733`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,148 sqft Living Area
Gross Area	2,508 sqft
1st Floor Area	476 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,352 sqft (0.054 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	357733
Street Address	2745 GOLDEN GATE PL
City	WALDORF
State	MD
Zip	20601-4998
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RH
Legal Description	LOT 117 0.0535 AC HAMILTON PARK SUB
Legal Subdivision	HAMILTON PARK SUB
Legal Block	2
Legal Lot Number	117
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2002
Census Tract	850709

Owner

2745 Golden Gate Pl, a townhouse, is owned and occupied by an individual who bought it in November 2023.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2745 GOLDEN GATE PL, WALDORF, MD 20601-4998
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 14, 2023	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Nov 14, 2019	Grant Deed, Transfer · Conventional with PMI FIRST HERITAGE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2023 · Amount on File
Deed Sale	Nov 14, 2023 · Amount on File
Prior Sale	Nov 14, 2019 · Amount on File
Deed Book / Page	13114 / 1
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	2745 GOLDEN GATE PL, WALDORF, MD 20601-4998
Transaction Type	Mortgage
Record Updated	Apr 5, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2745 GOLDEN GATE PL, WALDORF, MD 20601-4998

Mortgage

Document Number	0132390465
Date	Mar 25, 2024
Book Page	13239/465

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	296 Months
Due	Nov 1, 2048

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Nov 14, 2023
Property Address	2745 GOLDEN GATE PL, WALDORF, MD 20601-4998
Document Number	0131140001
Book / Page	13114 / 1
Map Reference	MB 61 FO 11-13
Instrument Date	Oct 23, 2023
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	RATIFIED TITLE GROUP INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2745 GOLDEN GATE PL, WALDORF, MD 20601-4998

Mortgage

Document Number	0131140011
Date	Nov 14, 2023
Book Page	13114/11

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 1, 2048

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Nov 14, 2019
Property Address	2745 GOLDEN GATE PL, WALDORF, MD 20601-4998
Document Number	0108730045
Book / Page	010873 / 000045
Instrument Date	Sep 11, 2019
Transaction Type	Transfer
Record Updated	Apr 10, 2020
Title Company	FIRST EXCEL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2745 GOLDEN GATE PL WALDORF MD 206014998, WALDORF, MD 20601-4998

Mortgage

Document Number	108730054
Date	Nov 14, 2019
Book Page	010873/000054

Lender

Name	FIRST HERITAGE MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2049

Mortgage

Document Number	108730072,
Date	Nov 14, 2019
Book Page	010873/000072

Lender

Name	DEPARTMENT/HSNG & CMNTY DEV/TH
Address	7800 HARKINS RD, LANHAM SEABROOK, MD 20706-1333

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2745 Golden Gate Pl was $20,042.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,267	$426,200 Land $95,000 Building $331,200
2025	$20,042.00
2023	$7,266.00	$383,500	$417,400 Land $95,000 Building $322,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2745 Golden Gate Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2745 Golden Gate Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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