2745 Gables Dr, Eustis, FL 32726 Property Records

Lake County property record for 2745 Gables Dr, Eustis, FL 32726

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,610 sqft · built 1993
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,000 (Mar 2016)
Tax Bill	$2,611 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-19-27-0010-000-15500`

Property Details

APN / Parcel Number

Primary APN	`19-19-27-0010-000-15500`
Alternative APNs	`271919001000015500` `3428315`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,610 sqft Living Area
Gross Area	2,136 sqft
1st Floor Area	1,610 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	121 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	178 sqft
Deck Area	Deck Area
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3428315
Street Address	2745 GABLES DR
City	EUSTIS
State	FL
Zip	32726-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	EUSTIS 44 GABLES LOT 155 PB 32 PGS 91-93 ORB 4759 PG 295
Legal Range	27E
Legal Township	19S
Legal Section	19
Legal Subdivision	44 GABLES
Legal Tract	0010
Legal Lot Number	155
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	3
Census Block	3039
Census Tract	30203

Owner

Source: Lake County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2745 GABLES DR, EUSTIS, FL 32726-2034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Apr 4, 2022	Deed of Trust, Mortgage · Line of Credit FLORIDA CU
Jul 25, 2020	Deed of Trust, Mortgage · Line of Credit FLORIDA CU
May 29, 2019	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2016 · Amount on Record
Deed Sale	Mar 30, 2016 · Amount on Record
Deed Document Number	201632109
Deed Book / Page	4759 / 295
Prior Transfer Date	Aug 13, 2002
Prior Transfer Doc	2159001152
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2745 GABLES DR, EUSTIS, FL 32726-2034
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2745 GABLES DR, EUSTIS, FL 32726-2034

Mortgage

Document Number	0061432095
Date	May 17, 2023
Book Page	6143/2095
Instrument	2023058409

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Feb 15, 2038

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2745 GABLES DR, EUSTIS, FL 32726-2034
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059291362
Date	Apr 4, 2022
Book Page	5929/1362
Instrument	2022046281

Lender

Name	FLORIDA CU
Type	Credit Union
Address	GAINESVILLE, FL 32627

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 3, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2745 GABLES DR, EUSTIS, FL 32726-2034
Document Number	0055140082
Instrument Date	Jul 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2745 GABLES DR EUSTIS FL 327262034, EUSTIS, FL 32726-2034

Mortgage

Document Number	0055140082
Date	Jul 30, 2020
Book Page	005514/000082
Instrument	81998

Lender

Name	FLORIDA CU
Type	Credit Union
Address	GAINESVILLE, FL 32627

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 29, 2040

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2745 GABLES DR, EUSTIS, FL 32726-2034
Document Number	0052902159
Instrument Date	May 29, 2019
Transaction Type	Mortgage
Record Updated	Jun 17, 2019
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2745 GABLES DR EUSTIS FL 327262034, EUSTIS, FL 32726-2034

Mortgage

Document Number	0052902159
Date	Jun 6, 2019
Book Page	005290/002159
Instrument	63469

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 5, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Eustis City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,990 (+2.7%)	$290,026 (-) Land $84,000 Building $206,026
2025	$2,611.00 (+1.95%) Homeowner's exemption	$174,290 (+5.98%) Land $84,000 Building $90,290	$290,026 (-1.75%) Land $84,000 Building $206,026
2024	$2,561.00 (+4.79%)
2023	$2,444.00 (+2%) Homeowner's exemption	$164,450 (+3%)	$295,204 (+26.36%) Land $84,000 Building $211,204
2022	$2,396.00 Homeowner's exemption	$159,660	$233,625 Land $52,500 Building $181,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, T-Mobile, Verizon.

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