Carroll County property record for 2745 Ebbvale Rd, Manchester, MD 21102
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,712 sqft · built 1987 |
| Lot Size | 2.15 acres (94,046 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Jun 2015) |
| Tax Bill | $4,371 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-028195 |
| Primary APN | 06-028195 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,712 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 94,046 sqft (2.15 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 408 sqft |
| Deck Area | 100 sqft |
| Patio Area | 288 sqft |
| Shed | 1 Shed |
| Shed Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 028195 |
|---|---|
| Street Address | 2745 EBBVALE RD |
| City | MANCHESTER |
| State | MD |
| Zip | 21102-1303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT - 2.1588 ACS 2745 EBBVALE RD DUG HILL |
| Legal Subdivision | DUG HILL |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 6, MANCHESTER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 506101 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2745 EBBVALE RD, MANCHESTER, MD 21102-1303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Apr 18, 2023 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Mar 30, 2023 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Oct 18, 2022 | Intrafamily Transfer, Transfer |
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 4, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FIN'L NTWK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2015 · Amount on Record |
| Deed Sale | Jun 9, 2015 · Amount on Record |
| Prior Sale | Oct 24, 2002 |
| Deed Book / Page | 7997 / 164 |
| Last Transfer Date | Oct 11, 2022 |
| Transfer Doc | 0109080249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jul 21, 2026 |
| Property Address | 2745 EBBVALE RD, MANCHESTER, MD 21102-1303 |
| Document Number | 1181000427 |
| Book / Page | 11814 / 427 |
| Instrument Date | Jul 8, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | CLOSING USA LLC, CLOSING USA |
| Name | Verified Name |
|---|---|
| Address | 2745 EBBVALE RD, MANCHESTER, MD 21102-1303 |
| Document Number | 1181000427, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 11814/427 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2745 EBBVALE RD, MANCHESTER, MD 21102-1303 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2023 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0110130238 |
|---|---|
| Date | Apr 18, 2023 |
| Book Page | 11013/238 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2745 EBBVALE RD, MANCHESTER, MD 21102-1303 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0110050018 |
|---|---|
| Date | Mar 30, 2023 |
| Book Page | 11005/18 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 18, 2022 |
| Property Address | 2745 EBBVALE RD, MANCHESTER, MD 21102-1303 |
| Document Number | 0109080249 |
| Book / Page | 10908 / 249 |
| Instrument Date | Oct 11, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2745 EBBVALE RD, MANCHESTER, MD 21102-1303 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2745 EBBVALE RD, MANCHESTER, MD 21102-1303 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0103260291 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 10326/291 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2745 EBBVALE RD, MANCHESTER, MD 21102-1303 |
| Document Number | 0100030349 |
| Instrument Date | Dec 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2020 |
| Title Company | FIRST NATIONAL LAND TRANSFER, FIRST NAT'L LAND TRANSFER |
| Name | Verified Name |
|---|---|
| Address | 2745 EBBVALE RD MANCHESTER MD 211021303, MANCHESTER, MD 21102-1303 |
| Document Number | 0100030349 |
|---|---|
| Date | Dec 17, 2020 |
| Book Page | 010003/000349 |
| Name | AMERICAN FIN'L NTWK INC |
|---|---|
| Address | BREA, CA 92821 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2050 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,371.00 (+6.09%) | $384,967 (+6.17%) | $429,700 (+18.51%) Land $161,500 Building $268,200 |
| 2025 | $4,120.00 (+14.83%) | $362,600 (+14.17%) Land $141,500 Building $221,100 | $362,600 (-) Land $141,500 Building $221,100 |
| 2023 | $3,588.00 | $317,600 | $362,600 Land $141,500 Building $221,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2001–2009) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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