2745 E Wallace St, Decatur, IL 62526 Property Records

Macon County property record for 2745 E Wallace St, Decatur, IL 62526

Property Summary

Property Type	Single Family Home
Details	1 ba · 913 sqft · built 1950
Lot Size	0.129 acres (5,600 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Dec 2023)
Tax Bill	$215 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-13-06-353-005`

Property Details

APN / Parcel Number

Primary APN	`04-13-06-353-005`
Alternative APN	`13-06-353-005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	913 sqft Living Area
1st Floor Area	913 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,600 sqft (0.129 acres)
Lot Dimensions	40 ft deep x 140 ft wide
Garage Area	198 sqft
Porch	Slab
Porch Area	52 sqft

Location & Zoning

Account Number	041306353005
Street Address	2745 E WALLACE ST
City	DECATUR
State	IL
Zip	62526-5232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	L 0025 B 00 HEMINGER HTS AN ADD OF OL E40 W 80 140X40
Legal Subdivision	HEMINGER HTS AN ADD
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1036
Census Tract	2100

Owner

Source: Macon County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2745 E WALLACE ST, DECATUR, IL 62526-5232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Dec 15, 2023	Warranty Deed, Transfer · FHA Mortgage REGIONS BANK
Jan 5, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Prior Sale	Dec 1, 2012 · Amount on Record
Deed Document Number	20232020154
Deed Book / Page	4989 / 767
Prior Transfer Date	Jan 3, 2023
Prior Transfer Doc	0002006485
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Recording Date	Jul 7, 2026
Property Address	2745 E WALLACE ST, DECATUR, IL 62526-5232
Document Number	0000007593
Instrument Date	May 20, 2026
Instrument	20267593
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2745 E WALLACE ST, DECATUR, IL 62526-5232

Mortgage

Document Number	0000007593,
Date	Jul 7, 2026
Instrument	20267593

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	May 1, 2055

Interest

Rate	6.23%
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Dec 15, 2023
Property Address	2745 E WALLACE ST, DECATUR, IL 62526-5232
Document Number	004989/767
Book / Page	4989 / 767
Map Reference	BK 335 PG 512
Instrument Date	Dec 13, 2023
Instrument	2020154
Transaction Type	Transfer
Record Updated	Jan 3, 2024
Title Company	CENTRAL ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2745 E WALLACE ST, DECATUR, IL 62526-5232

Mortgage

Document Number	0002020155
Date	Dec 15, 2023
Instrument	2020155

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2049

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON IL
Recording Date	Jan 5, 2023
Property Address	2745 E WALLACE ST, DECATUR, IL 62526-5232
Document Number	004934/965
Book / Page	4934 / 965
Instrument Date	Jan 3, 2023
Instrument	2006485
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1464 E LEAFLAND AVE, DECATUR, IL 62521-1442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2424 N GRACELAND AVE, DECATUR, IL 62526-3911

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$215.00 (-58.01%)	$6,177 (+23.2%) Land $964 Building $5,213	$18,533 (+23.2%) Land $2,892 Building $15,641
2022	$512.00	$5,014 Land $802 Building $4,212	$15,043 Land $2,406 Building $12,637

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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