2745 E FM 120, Denison, TX 75021 Property Records

Grayson County property record for 2745 E FM 120, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	1,476 sqft · built 1965
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on Record
Tax Bill	$2,429 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`067 0079005`

Property Details

APN / Parcel Number

Primary APN	`067 0079005`
Alternative APN	`112468`

Interior

Building Area	1,476 sqft Living Area
Gross Area	1,980 sqft
1st Floor Area	1,476 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1990
Lot Area	28,750 sqft (0.66 acres)
Lot Dimensions	230 ft deep x 125 ft wide
Garage Type	Mixed
Garage Area	504 sqft
Carport	Carport
Carport Area	456 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	576 sqft
Utility Building	600 sqft

Location & Zoning

Account Number	112468
Old Parcel Number	067 0079005
Street Address	2745 E FM 120
City	DENISON
State	TX
Zip	75021-7047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0079 BLAGG THOMAS A-G0079, ACRES .66, 125 X 230 125 X 230
Legal Subdivision	BLAGG THOMAS A-G0079
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1003
Census Tract	200

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2745 E FM 120, DENISON, TX 75021-7047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 28, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 11, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 11, 2020	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG
Jun 11, 2020	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG
Feb 21, 2017	Vendor's Lien, Transfer · FHA Mortgage TEXAS BANK FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2017
Deed Sale	Feb 21, 2017
Deed Document Number	0005952327
Deed Book / Page	5952 / 327
Record Updated	Jun 7, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	2745 E FM 120, DENISON, TX 75021-7047
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2745 E FM 120, DENISON, TX 75021-7047

Mortgage

Document Number	0000031323
Date	Nov 28, 2023
Instrument	2023-31323

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Jul 1, 2050

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	2745 E FM 120, DENISON, TX 75021-7047
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2745 E FM 120, DENISON, TX 75021-7047

Mortgage

Document Number	0000031323
Date	Nov 28, 2023
Instrument	2023-31323

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Jul 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	2745 E FM 120, DENISON, TX 75021-7047
Document Number	0000018591
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2745 E FM 120 DENISON TX 750217047, DENISON, TX 75021-7047

Mortgage

Document Number	0000018591
Date	Jul 23, 2020
Instrument	18591

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	2745 E FM 120, DENISON, TX 75021-7047
Document Number	0000018913
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	MORTGAGE CONNECT ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2745 E FM 120 DENISON TX 750217047, DENISON, TX 75021-7047

Mortgage

Document Number	0000018913
Date	Jul 27, 2020
Instrument	18913

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	2745 E FM 120, DENISON, TX 75021-7047
Document Number	0000018913
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	MORTGAGE CONNECT ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2745 E FM 120 DENISON TX 750217047, DENISON, TX 75021-7047

Mortgage

Document Number	0000018913
Date	Jul 27, 2020
Instrument	18913

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FLINT, MI 48501-2026

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

February 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Feb 21, 2017
Property Address	2745 E FM 120, DENISON, TX 75021-7047
Document Number	0000003483
Book / Page	5952 / 00327
Instrument Date	Feb 21, 2017
Instrument	2017-00003483
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2745 E FM 120, DENISON, TX 75021-7047

Mortgage

Document Number	0000003484
Date	Feb 21, 2017
Instrument	2017-00003484

Lender

Name	TEXAS BANK FINANCIAL
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$231,851 (-1.28%) Land $49,421 Building $182,430	$231,851 (-1.28%) Land $49,421 Building $182,430
2024	$2,429.00 (-9.37%)
2023		$234,860 Land $45,830 Building $189,030	$234,860 Land $45,830 Building $189,030
2022	$2,680.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK RIDGE SOUTH GALE WSC serves 3,153 people · EPA ID TX0910033
Water Source	Purchased surface water from CITY OF DENISON
Last State Inspection	Feb 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
TekWav Fixed Wireless	100 / 20

May also be available: Nextlink.

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