2745 E Bainbridge Rd, San Diego, CA 92106 Property Records

San Diego County property record for 2745 E Bainbridge Rd, San Diego, CA 92106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,305 sqft · built 2005
Lot Size	0.57 acres (2,486 sqft)
Owner	2 Individual Names on File
Last Sale	$1,067,500 (May 2019)
Tax Bill	$17,335 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`450-812-49-00`

Property Details

APN / Parcel Number

Primary APN	`450-812-49-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,305 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	2,486 sqft (0.57 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2745 E BAINBRIDGE RD
City	SAN DIEGO
State	CA
Zip	92106-6070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT-1-4
Legal Description	LOT 62 TR 014365
Legal Subdivision	NTC
Legal Tract	014365
Legal Block	3
Legal Lot Number	62
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3016
Census Tract	21401

Owner

2745 E Bainbridge Rd is owned and occupied by two individuals who bought it in May 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2745 E BAINBRIDGE RD, SAN DIEGO, CA 92106-6070
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2017	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 20, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2019 · Amount on File
Deed Sale	May 20, 2019 · Amount on File
Prior Sale	Oct 23, 2013 · Amount on File
Deed Document Number	2019190897
Prior Transfer Date	May 23, 2009
Prior Transfer Doc	0000296235
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2745 E BAINBRIDGE RD, SAN DIEGO, CA 92106-6070
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000260296
Date	Jun 9, 2017
Instrument	2017-0260296

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2745 E BAINBRIDGE RD, SAN DIEGO, CA 92106-6070
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000533805
Date	Nov 18, 2019
Instrument	2019-0533805

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2745 E BAINBRIDGE RD, SAN DIEGO, CA 92106-6070
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2745 E BAINBRIDGE RD, SAN DIEGO, CA 92106-6070

Mortgage

Document Number	0000555675
Date	Sep 21, 2020
Instrument	2020-0555675

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 20, 2019
Property Address	2745 E BAINBRIDGE RD, SAN DIEGO, CA 92106-6070
Document Number	0000190897
Map Reference	MAP 14365
Instrument Date	Apr 29, 2019
Instrument	2019-0190897
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	GUARDIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2745 E BAINBRIDGE RD, SAN DIEGO, CA 92106-6070

Mortgage

Document Number	0000190898
Date	May 20, 2019
Instrument	2019-0190898

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2745 E Bainbridge Rd was $17,335 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,214,626 (+2%) Land $841,990 Building $372,636
2025	$17,335.00 Homeowner's exemption	$1,190,811 Land $825,481 Building $365,330
2023	$15,987.00 (+2.11%) Homeowner's exemption	$1,144,573 Land $793,428 Building $351,145
2022	$15,656.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2745 E Bainbridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2745 E Bainbridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile.

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