Queen Anne's County property record for 2745 Cecil Dr, Chester, MD 21619
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,560 sqft · built 1992 |
| Lot Size | 0.349 acres (15,210 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Sep 2021) |
| Tax Bill | $2,929 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-100913 |
| Primary APN | 04-100913 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,560 sqft Total Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,210 sqft (0.349 acres) |
| Lot Dimensions | 234 ft deep x 65 ft wide |
| Deck Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 100913 |
|---|---|
| Street Address | 2745 CECIL DR |
| City | CHESTER |
| State | MD |
| Zip | 21619-2143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC-15 |
| Legal Description | LOT 17-BLOCK Q HARBOR VIEW |
| Legal Subdivision | HARBOR VIEW |
| Legal Block | Q |
| Legal Lot Number | 17 |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 4, KENT ISLAND |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 811000 |
2745 Cecil Dr is owned and occupied by two individuals who bought it in September 2021.
Source: Queen Anne's County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2745 CECIL DR, CHESTER, MD 21619-2143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Line of Credit THE QUEENSTOWN BANK OF MARYLAND |
| Sep 16, 2021 | Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2021 · Amount on File |
| Deed Sale | Sep 16, 2021 · Amount on File |
| Prior Sale | Oct 5, 2001 · Amount on File |
| Deed Book / Page | 3835 / 72 |
| Transfer Doc | 0000001065 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 2745 CECIL DR, CHESTER, MD 21619-2143 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0036470058 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 3647/58 |
| Name | THE QUEENSTOWN BANK OF MARYLAND |
|---|---|
| Type | Bank |
| Address | QUEENSTOWN, MD 21658 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Recording Date | Sep 16, 2021 |
| Property Address | 2745 CECIL DR, CHESTER, MD 21619-2143 |
| Document Number | 0038350072 |
| Book / Page | 3835 / 72 |
| Map Reference | LB TSP1 FO 12 |
| Instrument Date | Sep 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | TITLE EXCELLENCE LLC, TITLE EXCELLENCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2745 CECIL DR, CHESTER, MD 21619-2143 |
| Document Number | 0000383579 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 3835/79 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 2745 Cecil Dr was $2,929.
Source: Queen Anne's County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $331,800 Land $162,500 Building $169,300 | $331,800 Land $162,500 Building $169,300 | |
| 2025 | $2,929.00 | ||
| 2023 | $2,537.00 | $269,400 Land $151,000 Building $118,400 | $269,400 Land $151,000 Building $118,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2745 Cecil Dr in Zone X, an area of minimal flood risk, though there have been 94 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 101 policies |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 94 (1979–2024) |
| Claims Outside the SFHA | 13 of 94 |
| Most Recent Claim | Aug 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2745 Cecil Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STEVENSVILLE serves 9,155 people · EPA ID MD0170019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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