2745 Cardinal Dr, Costa Mesa, CA 92626 Property Records

Orange County property record for 2745 Cardinal Dr, Costa Mesa, CA 92626

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,151 sqft · built 1965
Lot Size	0.155 acres (6,760 sqft)
Owner	2 Trust Names on File
Last Sale	$1,015,000 (Mar 2020)
Tax Bill	$12,717 (2025)
Deeds & Mortgages	Mar 2026 Transfer Mar 2026 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`139-525-02`

Property Details

APN / Parcel Number

Primary APN	`139-525-02`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,151 sqft Living Area
Gross Area	2,669 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	6,760 sqft (0.155 acres)
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2745 CARDINAL DR
City	COSTA MESA
State	CA
Zip	92626-4715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 5781 BLK LOT 83
Legal Subdivision	TRACT NO 5781
Legal Tract	5781
Legal Lot Number	83
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2004
Census Tract	63807

Owner

2745 Cardinal Dr is owner-occupied and held in a trust since March 2020.

Source: Orange County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2745 CARDINAL DR, COSTA MESA, CA 92626-4715
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Intrafamily Transfer, Transfer
Mar 4, 2026	Intrafamily Transfer, Transfer
Sep 27, 2022	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 12, 2020	Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FCU
Jul 5, 2019	Grant Deed, Transfer · Commercial Mortgage PACIFIC PREMIER BANK
Mar 23, 2018	Deed of Trust, Mortgage ANCHOR LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2020 · Amount on File
Deed Sale	Mar 12, 2020 · Amount on File
Prior Sale	Mar 22, 2016 · Amount on File
Deed Document Number	2020112174
Prior Transfer Date	Apr 13, 2007
Prior Transfer Doc	0000261502
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 4, 2026
Property Address	2745 CARDINAL DR, COSTA MESA, CA 92626-4715
Document Number	0000064637
Map Reference	MB 214 PG 11-13
Instrument Date	Feb 24, 2026
Instrument	2026000064637
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2745 CARDINAL DR, COSTA MESA, CA 92626-4715

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 4, 2026
Property Address	2745 CARDINAL DR, COSTA MESA, CA 92626-4715
Document Number	0000064636
Map Reference	MB 214 PG 11-13
Instrument Date	Feb 24, 2026
Instrument	2026000064636
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2745 CARDINAL DR, COSTA MESA, CA 92626-4715

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2745 CARDINAL DR, COSTA MESA, CA 92626-4715
Transaction Type	Mortgage
Record Updated	Oct 10, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2745 CARDINAL DR, COSTA MESA, CA 92626-4715

Mortgage

Document Number	0000317071
Date	Sep 27, 2022
Instrument	2022000317071

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2745 CARDINAL DR, COSTA MESA, CA 92626-4715
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2745 CARDINAL DR, COSTA MESA, CA 92626-4715

Mortgage

Document Number	0000637166
Date	Oct 19, 2021
Instrument	2021000637166

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 12, 2020
Property Address	2745 CARDINAL DR, COSTA MESA, CA 92626-4715
Document Number	0000112174
Map Reference	MB 214 PG 11-13
Instrument Date	Feb 20, 2020
Instrument	2020000112174
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	PACIFIC COAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2745 CARDINAL DR, COSTA MESA, CA 92626-4715

Mortgage

Document Number	0000112175
Date	Mar 12, 2020
Instrument	2020000112175

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 5, 2019
Property Address	2745 CARDINAL DR, COSTA MESA, CA 92626-4715
Document Number	0000238986
Map Reference	MB 214 PG 11-13
Instrument Date	Jun 24, 2019
Instrument	2019000238986
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27452 CALLE ARROYO, SAN JUAN CAPISTRANO, CA 92675-2748
Investor	Possibly a Property Investor

Mortgage

Document Number	0000238987
Date	Jul 5, 2019
Instrument	2019000238987

Lender

Name	PACIFIC PREMIER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2745 CARDINAL DR, COSTA MESA, CA 92626-4715
Document Number	0000106169
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	2745 CARDINAL DR COSTA MESA CA 926264715, COSTA MESA, CA 92626-4715

Mortgage

Document Number	0000106169
Date	Mar 26, 2018
Instrument	106169

Lender

Name	ANCHOR LNS
Type	Funding / Finance Company
Address	5230 LAS VIRGENES RD # 105, CALABASAS, CA 91302-3447

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2745 Cardinal Dr was $12,717.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,132,248 (+2%) Land $985,575 Building $146,673
2025	$12,717.00	$1,110,048 Land $966,250 Building $143,798
2023	$12,102.00 (+2.62%)	$1,066,945 Land $928,730 Building $138,215
2022	$11,793.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2745 Cardinal Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2001

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2745 Cardinal Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100

May also be available: AT&T, GeoLinks, T-Mobile.

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