El Dorado County property record for 2745 Cambridge Rd, Cameron Park, CA 95682
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,082 sqft · built 1981 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Nov 2014) |
| Tax Bill | $3,716 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 116-102-012-000 |
| Primary APN | 116-102-012-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,082 sqft Living Area |
| 1st Floor Area | 2,082 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Construction Type | Wood |
| Lot Area | 14,375 sqft (0.33 acres) |
| Terrain | Wooded |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 2,082 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2745 CAMBRIDGE RD |
|---|---|
| City | CAMERON PARK |
| State | CA |
| Zip | 95682-9250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 219 CAMERON PARK #11 |
| Legal Subdivision | CAMERON PARK #11 |
| Legal Lot Number | 219 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 30810 |
2745 Cambridge Rd is owned and occupied by two individuals who bought it in November 2014.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2745 CAMBRIDGE RD, CAMERON PARK, CA 95682-9250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2014 · Amount on File |
| Deed Sale | Nov 6, 2014 · Amount on File |
| Prior Sale | Feb 2, 2009 · Amount on File |
| Deed Document Number | 201445285 |
| Prior Transfer Date | Oct 7, 2008 |
| Prior Transfer Doc | 0000052445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2745 CAMBRIDGE RD, CAMERON PARK, CA 95682-9250 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2745 CAMBRIDGE RD, CAMERON PARK, CA 95682-9250 |
| Document Number | 0000053806 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 2021-0053806 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2745 CAMBRIDGE RD, CAMERON PARK, CA 95682-9250 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2745 CAMBRIDGE RD, CAMERON PARK, CA 95682-9250 |
| Document Number | 0000063717 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 2020-0063717 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 2745 Cambridge Rd was $3,716 with a homeowner's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Rescue Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $349,366 (+2%) Land $104,194 Building $245,172 | |
| 2025 | $3,716.00 Homeowner's exemption | $342,516 Land $102,151 Building $240,365 |
| 2023 | $3,568.00 (+1.36%) Homeowner's exemption | $329,218 Land $98,186 Building $231,032 |
| 2022 | $3,520.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2745 Cambridge Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 5 (2019–2026) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2745 Cambridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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