2745 Blacksmith Trl, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 2745 Blacksmith Trl, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,479 sqft · built 1977
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (May 2018)
Tax Bill	$3,724 (2025)
Deeds & Mortgages	Nov 2021 Refinance Aug 2019 Mortgage + 1 more
APN	`0951001000500`

Property Details

APN / Parcel Number

Primary APN	`0951001000500`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,479 sqft Living Area
1st Floor Area	1,283 sqft
Attic	Attic
Attic Area	326 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	1,166 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2745 BLACKSMITH TRL
City	CHESAPEAKE
State	VA
Zip	23322-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	50 HOMESTEAD ACRES SEC 2
Legal Subdivision	HOMESTEAD ACRES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2007
Census Tract	21200

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2745 BLACKSMITH TRL, CHESAPEAKE, VA 23322-3006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Aug 23, 2019	Deed of Trust, Mortgage · VA Mortgage RIVER CITY MORTGAGE LLC
May 25, 2018	Warranty Deed, Transfer · VA Mortgage UNION MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2018 · Amount on Record
Deed Sale	May 25, 2018 · Amount on Record
Prior Sale	Dec 29, 2014 · Amount on Record
Deed Document Number	201813582
Deed Book / Page	9916 / 1213
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2745 BLACKSMITH TRL, CHESAPEAKE, VA 23322-3006
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10482/1606
Date	Nov 18, 2021
Book Page	10482/1606
Instrument	210051950

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2745 BLACKSMITH TRL, CHESAPEAKE, VA 23322-3006
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10047/1284
Date	Aug 23, 2019
Book Page	10047/1284
Instrument	190022279

Lender

Name	RIVER CITY MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.5%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 25, 2018
Property Address	2745 BLACKSMITH TRL, CHESAPEAKE, VA 23322-3006
Document Number	9916/1213
Book / Page	9916 / 1213
Instrument Date	May 23, 2018
Instrument	180013582
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2745 BLACKSMITH TRL, CHESAPEAKE, VA 23322-3006
Investor	Possibly a Property Investor

Mortgage

Document Number	180013583
Date	May 25, 2018
Instrument	180013583

Lender

Name	UNION MORTGAGE GROUP INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$397,400 (+7.78%) Land $185,000 Building $212,400	$397,400 (+7.78%) Land $185,000 Building $212,400
2025	$3,724.00 (+41.33%)	$368,700 (+12.41%) Land $165,000 Building $203,700	$368,700 (+12.41%) Land $165,000 Building $203,700
2023		$328,000 (+6.39%) Land $115,000 Building $213,000	$328,000 (+6.39%) Land $115,000 Building $213,000
2022		$308,300 Land $105,000 Building $203,300	$308,300 Land $105,000 Building $203,300
2019	$2,635.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	7 (2003–2016)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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