Pinellas County property record for 2745 Beth Cir, Palm Harbor, FL 34684
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,513 sqft · built 1988 |
| Lot Size | 0.2 acres (8,695 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Jul 2019) |
| Tax Bill | $6,592 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-758-7744-9 |
| Primary APN | C62-000-758-7744-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,513 sqft Living Area |
| Gross Area | 2,209 sqft |
| 1st Floor Area | 1,513 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 8,695 sqft (0.2 acres) |
| Lot Dimensions | 103 ft deep x 86 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R72406 |
|---|---|
| Street Address | 2745 BETH CIR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34684-3941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD5 |
| Legal Description | HIDDEN GROVE SUB LOT 67 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 7 |
| Legal Subdivision | HIDDEN GROVE SUB |
| Legal Tract | 38607 |
| Legal Lot Number | 67 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 27317 |
Source: Pinellas County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2745 BETH CIR, PALM HARBOR, FL 34684-3941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Jul 23, 2019 | Warranty Deed, Transfer · Conventional with PMI USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2019 · Amount on Record |
| Deed Sale | Jul 23, 2019 · Amount on Record |
| Prior Sale | Apr 19, 2005 · Amount on Record |
| Deed Document Number | 2019232438 |
| Deed Book / Page | 20624 / 2463 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2745 BETH CIR, PALM HARBOR, FL 34684-3941 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 521 WILLOWBROOK RD, SURPRISE, NY 12176-2312 |
| Document Number | 0211481071 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 21148/1071 |
| Instrument | 2020261650 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 23, 2019 |
| Property Address | 2745 BETH CIR, PALM HARBOR, FL 34684-3941 |
| Document Number | 0206242463 |
| Book / Page | 020624 / 002463 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 232438 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2019 |
| Title Company | TITLE AGENCY/FLORIDA INC, TITLE AGCY/FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4 CASTLEBERRY DR WILTON NY 128311780, WILTON, NY 12831-1780 |
| Document Number | 206242465 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 020624/002465 |
| Instrument | 232439 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2049 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,592.00 (+5.15%) Homeowner's exemption | $396,480 (+0.6%) Land $131,066 Building $265,414 | $396,480 (+0.6%) Land $131,066 Building $265,414 |
| 2023 | $6,269.00 (+9.41%) | $394,114 (+10.66%) | $394,114 (+10.66%) Land $193,448 Building $200,666 |
| 2022 | $5,730.00 | $356,135 | $356,135 Land $216,832 Building $139,303 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 3 (1992–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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