2745 40th Ave SE, Naples, FL 34117 Property Records

Collier County property record for 2745 40th Ave SE, Naples, FL 34117

Property Summary

Property TypeSingle Family Home
Details1,494 sqft · built 2021
Lot Size2.26 acres (98,881 sqft)
Owner2 Individual Names on File
Last Sale$439,900 (Oct 2021)
Tax Bill$4,116 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Oct 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone AH (high risk)
APN355300 31 04D31

Property Details

APN / Parcel Number

Primary APN355300 31 04D31
Alternative APNs
  • 417123600000794003104
  • 41712360000

Interior

Building Area1,494 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Construction TypeMasonry / Concrete Block
Lot Area98,881 sqft

Location & Zoning

Street Address2745 40TH AVE SE
CityNAPLES
StateFL
Zip34117-7815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionGOLDEN GATE EST UNIT 93 E 150FT OF TR 31 OR 615 PG 862
Legal Range28
Legal Township49
Legal Section31
Legal SubdivisionGOLDEN GATE EST UNIT 93
Legal Tract31
Legal Block1
Legal Unit93
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1019
Census Tract10428

Owner

2745 40th Ave SE is owned and occupied by two individuals who bought it in October 2021.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address2745 40TH AVE SE, NAPLES, FL 34117-7815
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2023Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Oct 4, 2021Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Aug 25, 2020Warranty Deed, Transfer
OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NAT'L TITLE AGCY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2021 · Amount on File
Deed SaleOct 4, 2021 · Amount on File
Prior SaleAug 25, 2020 · Amount on File
Deed Document Number20216137650
Deed Book / Page6021 / 1677
Prior Transfer DateMay 12, 2009
Prior Transfer Doc0044562105
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address2745 40TH AVE SE, NAPLES, FL 34117-7815
Transaction TypeMortgage
Record UpdatedJun 14, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2745 40TH AVE SE, NAPLES, FL 34117-7815

Mortgage

Document Number0062531558
DateJun 1, 2023
Book Page6253/1558
Instrument6410789
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueMay 25, 2053

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateOct 4, 2021
Property Address2745 40TH AVE SE, NAPLES, FL 34117-7815
Document Number0060211677
Book / Page6021 / 1677
Map ReferenceMB 5 PG 32
Instrument DateOct 1, 2021
Instrument6137650
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyOMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,079.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2824 16TH AVE NE, 2824, NAPLES, FL 34120-5496

Transferred To (Grantee/Buyer)

NameVerified Name
Address2745 40TH AVE SE, NAPLES, FL 34117-7815

Mortgage

Document Number0060211679
DateOct 4, 2021
Instrument6021/1679
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateAug 25, 2020
Property Address2745 40TH AVE SE, NAPLES, FL 34117-7815
Document Number0058062939
Book / Page005806 / 002939
Instrument DateAug 24, 2020
Instrument5913448
Transaction TypeTransfer
Record UpdatedSep 7, 2020
Title CompanyOMEGA NATIONAL TITLE AGENCY LLC, OMEGA NAT'L TITLE AGCY LLC

Transaction

AmountAmount on Record
Tax$280.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3480 12TH AVE NE NAPLES FL 341203531, NAPLES, FL 34120-3531
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2745 40th Ave SE was $4,116 with a homeowner's exemption, up 5.8% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$401,616 (-1.38%) Land $80,585 Building $321,031$401,616 (-1.38%) Land $80,585 Building $321,031
2025$4,116.00 (+5.78%) Homeowner's exemption$407,224 Land $80,585 Building $326,639$407,224 Land $80,585 Building $326,639
2024$3,891.00 (-11.47%)
2023$4,395.00 (-8.55%) Homeowner's exemption$441,652 (+5.82%) Land $80,585 Building $361,067$441,652 (+5.82%) Land $80,585 Building $361,067
2022$4,806.00$417,352 Land $78,060 Building $339,292$417,352 Land $78,060 Building $339,292

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2745 40th Ave SE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 468 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies468 in force
Nearby Flood Claims5 (2017–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2745 40th Ave SE is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 62% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Streamline Internet
Fixed Wireless
450 / 80

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