2745 3rd St, Cumberland, WI 54829 Property Records

Barron County property record for 2745 3rd St, Cumberland, WI 54829

Property Summary

Property Type	Single Family Home
Lot Size	19.4 acres (848,549 sqft)
Owner	Individual Name on Record
Last Sale	$252,500 (Aug 2017)
Tax Bill	$5,287 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`030-1500-12-000`

Property Details

APN / Parcel Number

Primary APN	`030-1500-12-000`

Exterior

Lot Area	848,549 sqft (19.4 acres)

Location & Zoning

Street Address	2745 3RD ST
City	CUMBERLAND
State	WI
Zip	54829-8880
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLATS 9-2 & 10-1 PRT NW-SW DESC AS N 325 FT OF LOT 1 CSM 11/166 #1579 DOC 450491 EX HWY IN 585/503 & PRT NE-SW DESC AS N 325
Legal Lot Number	1
Jurisdiction	BARRON WI
Township / Civil Division	MAPLE PLAIN
Census Block Group	1
Census Block	1013
Census Tract	200

Owner

Source: Barron County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2745 3RD ST, CUMBERLAND, WI 54829-8880
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Line of Credit HUD
Jan 16, 2024	Deed of Trust, Mortgage · FHA Mortgage HUD
Aug 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage HUD
Jun 25, 2019	Quit Claim Deed, Transfer Quitclaim
Aug 21, 2017	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC
Aug 14, 2017	Warranty Deed, Transfer T M TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2017 · Amount on Record
Deed Sale	Aug 21, 2017 · Amount on Record
Prior Sale	Aug 21, 2017 · Amount on Record
Deed Document Number	0000839092
Last Transfer Date	Jun 25, 2019
Transfer Doc	0000855054
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRON WI
Property Address	2745 3RD ST, CUMBERLAND, WI 54829-8880
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000915184
Date	Oct 17, 2025
Instrument	915184

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 1, 2065

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRON WI
Property Address	2745 3RD ST, CUMBERLAND, WI 54829-8880
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000900437
Date	Jan 16, 2024
Instrument	900437

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2050

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRON WI
Property Address	2745 3RD ST, CUMBERLAND, WI 54829-8880
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000890459
Date	Aug 26, 2022
Instrument	890459

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARRON WI
Recording Date	Jun 25, 2019
Property Address	2745 3RD ST, CUMBERLAND, WI 54829-8880
Document Number	0000855054
Instrument Date	Jun 21, 2019
Instrument	855054
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount Recorded
Tax	$435.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2745 3RD ST, CUMBERLAND, WI 54829-8880

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARRON WI
Recording Date	Aug 21, 2017
Property Address	2745 3RD ST, CUMBERLAND, WI 54829-8880
Document Number	0000839092
Instrument Date	Aug 18, 2017
Instrument	839092
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$757.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 703, CUMBERLAND, WI 54829-0703

Mortgage

Document Number	0000839093
Date	Aug 21, 2017
Instrument	839093

Lender

Name	BAY EQUITY LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARRON WI
Recording Date	Aug 14, 2017
Property Address	2745 3RD ST, CUMBERLAND, WI 54829-8880
Document Number	0000838919
Map Reference	1579
Instrument Date	Aug 10, 2017
Instrument	838919
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	T M TITLE

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: Barron County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Barron County
County Subdivision	Maple Plain Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,287.00 (+23.07%) Homeowner's exemption	$284,700 (-) Land $46,000 Building $238,700	$531,000 (+17.76%) Land $85,796 Building $445,204
2023	$4,296.00 Homeowner's exemption	$284,700 Land $46,000 Building $238,700	$450,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2001–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE (outdoors only), no 5G reported

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