27446 N Bay Rd, Lake Arrowhead, CA 92352 Property Records

San Bernardino County property record for 27446 N Bay Rd, Lake Arrowhead, CA 92352

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,420 sqft · built 2004
Lot Size	0.257 acres (11,190 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Jun 2003)
Tax Bill	$10,886 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2021 Second Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`0333-914-20-0000`

Property Details

APN / Parcel Number

Primary APN	`0333-914-20-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,420 sqft Living Area
Gross Area	5,095 sqft
1st Floor Area	2,420 sqft
Basement Area	1,800 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,190 sqft (0.257 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	875 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio/Porch
Porch Area	1,458 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	27446 N BAY RD
City	LAKE ARROWHEAD
State	CA
Zip	92352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LARM
Legal Description	TRACT NO 8232 ARROWHEAD WOODS TR NO 124 LOT 37
Legal Subdivision	ARROWHEAD WOODS
Legal Tract	8232
Legal Block	2
Legal Lot Number	37
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	LAKE ARROWHEAD
Census Block Group	2
Census Block	2004
Census Tract	10903

Owner

27446 N Bay Rd is owned and occupied by two individuals who bought it in June 2003.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 132, LAKE ARROWHEAD, CA 92352-0132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 14, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2003 · Amount on File
Deed Sale	Jun 5, 2003 · Amount on File
Deed Document Number	2003378430
Prior Transfer Date	Dec 22, 1994
Prior Transfer Doc	0000010501
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	27446 N BAY RD, LAKE ARROWHEAD, CA 92352
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 132, LAKE ARROWHEAD, CA 92352-0132

Mortgage

Document Number	0000336007
Date	Jul 26, 2021
Instrument	2021-0336007

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2041

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	27446 N BAY RD, LAKE ARROWHEAD, CA 92352
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27446 N BAY RD, LAKE ARROWHEAD, CA 92352

Mortgage

Document Number	0000169809
Date	Apr 14, 2021
Instrument	2021-0169809

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	234 Months
Due	Oct 1, 2040

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	27446 N BAY RD, LAKE ARROWHEAD, CA 92352
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000128640
Date	Apr 14, 2020
Instrument	2020-0128640

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company
Address	1209 NEVADA ST STE 200, REDLANDS, CA 92374

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 27446 N Bay Rd was $10,886 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Rim of the World Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$990,675 (+2%) Land $73,865 Building $916,810
2025	$10,886.00 Homeowner's exemption	$971,250 Land $72,417 Building $898,833
2023	$10,194.00 (+13.54%) Homeowner's exemption	$933,535 Land $69,605 Building $863,930
2022	$8,978.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 27446 N Bay Rd in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2023–2025)
Most Recent Claim	Feb 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27446 N Bay Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE ARROWHEAD CSD serves 7,038 people · EPA ID CA3610005
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on N Bay Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures