Charlotte County property record for 27445 Harbour Approach Rd, Punta Gorda, FL 33983
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.38 acres (16,572 sqft) |
| Owner | Owner Name on File |
| Last Sale | $315,000 (Jun 2008) |
| Flood Zone | Zone X (moderate risk) |
| APN | 40-23-10-228-001 |
| Primary APN | 40-23-10-228-001 |
|---|---|
| Alternative APNs |
|
| Lot Area | 16,572 sqft (0.38 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004614153 |
|---|---|
| Old Parcel Number | 00861750017009 |
| Street Address | 27445 HARBOUR APPROACH RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RSF3.5 |
| Legal Description | HBH 014 0239 0017 HARBOUR HEIGHTS SEC 14 BLK 239 LTS 17 & 18 1181/30&31 COR1346/1205 1601/1010 1721/657 3302/1860 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 10 |
| Legal Subdivision | HARBOUR HEIGHTS |
| Legal Block | 239 |
| Legal Lot Number | 17 18 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20103 |
The current owner of 27445 Harbour Approach Rd acquired it in June 2008.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 18500 MURDOCK CIR # B208, B208, PORT CHARLOTTE, FL 33948-1068 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2008 · Amount on File |
| Deed Sale | Jun 20, 2008 · Amount on File |
| Deed Document Number | 1774477 |
| Deed Book / Page | 3302 / 1860 |
| Last Transfer Date | Jun 24, 2008 |
| Transfer Doc | 0033021860 |
| Record Updated | Jun 8, 2026 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $1,392 | $8,466 Land $8,466 |
| 2023 | Additional exemption filed | $1,150 (-71.52%) | $9,690 (+139.97%) Land $9,690 |
| 2022 | Additional exemption filed | $4,038 Land $4,038 | $4,038 Land $4,038 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 27445 Harbour Approach Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 104 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 104 in force |
| Nearby Flood Claims | 9 (2001–2022) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27445 Harbour Approach Rd is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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