2744 Smith Field Dr, Monroe, NC 28110 Property Records

Union County property record for 2744 Smith Field Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 3,060 sqft · built 2006
Lot Size	0.798 acres (34,761 sqft)
Owner	2 Trust Names on File
Last Sale	$600,000 (May 2024)
Tax Bill	$3,001 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`08-126-049`

Property Details

APN / Parcel Number

Primary APN	`08-126-049`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,060 sqft Living Area
1st Floor Area	2,466 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	34,761 sqft (0.798 acres)
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	184 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2744 SMITH FIELD DR
City	MONROE
State	NC
Zip	28110-7742
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 UNIO
Legal Description	#10 SMITH FIELD OPCI958
Legal Subdivision	SMITH FIELD
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	2
Census Block	2001
Census Tract	20206

Owner

2744 Smith Field Dr, a rural home, is owner-occupied and held in a trust since July 2025.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	2744 SMITH FIELD DR, MONROE, NC 28110-7742
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2024 · Amount on File
Deed Sale	May 10, 2024 · Amount on File
Prior Sale	May 19, 2016 · Amount on File
Deed Document Number	202410696
Deed Book / Page	8901 / 816
Last Transfer Date	Jul 22, 2025
Transfer Doc	0009179805
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 10, 2024
Property Address	2744 SMITH FIELD DR, MONROE, NC 28110-7742
Document Number	0008901816
Book / Page	8901 / 816
Map Reference	CAB I FILE 958&959
Instrument Date	May 3, 2024
Instrument	10696
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7451, BIG BEAR LAKE, CA 92315-7451

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010697
Date	May 10, 2024
Instrument	10697

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 2744 Smith Field Dr was $3,001.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$590,600 (-) Land $110,700 Building $479,900	$590,600 (-) Land $110,700 Building $479,900
2025	$3,001.00	$590,600 Land $110,700 Building $479,900	$590,600 Land $110,700 Building $479,900
2023	$2,900.00	$433,300 Land $67,700 Building $365,600	$433,300 Land $67,700 Building $365,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2744 Smith Field Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2744 Smith Field Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith Field Dr

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