27438 Rosebay Ct, Temecula, CA 92591 Property Records

Riverside County property record for 27438 Rosebay Ct, Temecula, CA 92591

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 2,562 sqft · built 1989
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Company Names on Record
Last Sale	$600,000 (Mar 2021)
Tax Bill	$7,400 (2025)
Deeds & Mortgages	Dec 2021 Transfer Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`920-142-078`

Property Details

APN / Parcel Number

Primary APN	`920-142-078`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,562 sqft Living Area
Gross Area	3,085 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tile
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	27438 ROSEBAY CT
City	TEMECULA
State	CA
Zip	92591-6113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 118 MB 186/020 TR 20703-3
Legal Subdivision	TRACT 20703 3
Legal Tract	20703-3
Legal Lot Number	118
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2008
Census Tract	43217

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	27438 ROSEBAY CT, TEMECULA, CA 92591-6113
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Intrafamily Transfer, Transfer
Mar 25, 2021	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 11, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2021 · Amount on Record
Deed Sale	Mar 25, 2021 · Amount on Record
Prior Sale	Sep 11, 2020 · Amount on Record
Deed Document Number	2021189555
Last Transfer Date	Nov 18, 2021
Transfer Doc	0000759652
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 28, 2021
Property Address	27438 ROSEBAY CT, TEMECULA, CA 92591-6113
Document Number	0000759652
Map Reference	MB 186 PG 20-28
Instrument Date	Nov 18, 2021
Instrument	2021-0759652
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	27438 ROSEBAY CT, TEMECULA, CA 92591-6113

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 25, 2021
Property Address	27438 ROSEBAY CT, TEMECULA, CA 92591-6113
Document Number	0000189555
Map Reference	MB 186 PG 20-28
Instrument Date	Feb 24, 2021
Instrument	2021-0189555
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27438 ROSEBAY CT, TEMECULA, CA 92591-6113

Mortgage

Document Number	0000189556
Date	Mar 25, 2021
Instrument	2021-0189556

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	27438 ROSEBAY CT, TEMECULA, CA 92591-6113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000302956
Date	Aug 9, 2019
Instrument	2019-0302956

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 11, 2020
Property Address	27438 ROSEBAY CT, TEMECULA, CA 92591-6113
Document Number	0000429665
Map Reference	MB 186 PG 20-28
Instrument Date	Aug 17, 2020
Instrument	2020-0429665
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	27438 ROSEBAY CT, TEMECULA, CA 92591-6113

Mortgage

Document Number	0000429666
Date	Sep 11, 2020
Instrument	2020-0429666

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$662,446 (+2%) Land $110,406 Building $552,040
2025	$7,400.00 (+2.45%) Homeowner's exemption	$649,458 (+4.04%) Land $108,242 Building $541,216
2023	$7,223.00 (+2.27%) Homeowner's exemption	$624,240 Land $104,040 Building $520,200
2022	$7,063.00
2021			$529,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Accel Wireless, GeoLinks.

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