2743 E Lakewood Junction Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 2743 E Lakewood Junction Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 2,761 sqft · built 1991
Lot Size	10 acres (435,600 sqft)
Owner	Trust Name on File
Last Sale	$451,500 (Sep 2018)
Tax Bill	$6,954 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`415-0010-00844`

Property Details

APN / Parcel Number

Primary APN	`415-0010-00844`
Alternative APNs	`1057563` `1146027` `1057561`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,761 sqft Gross Area
1st Floor Area	2,327 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	1,430 sqft

Exterior Amenities

Porch	Slab
Porch Area	205 sqft
Deck Area	468 sqft
Pole Barn	864 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1057561
Street Address	2743 E LAKEWOOD JUNCTION RD
City	DULUTH
State	MN
Zip	55804-2851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	SW1/4 OF SE1/4 OF SE1/4 SERIAL #
Legal Range	13W
Legal Township	51N
Legal Section	03
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2010
Census Tract	10500

Owner

2743 E Lakewood Junction Rd is owner-occupied and held in a trust since March 2022.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Trust Name on File
Mailing Address	2743 E LAKEWOOD JUNCTION RD, DULUTH, MN 55804-2851
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 21, 2022	Intrafamily Transfer, Transfer
Sep 10, 2020	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK
Oct 31, 2019	Deed of Trust, Mortgage · VA Mortgage BANK OF AMERICA
Sep 7, 2018	Warranty Deed, Transfer · VA Mortgage BANK OF AMERICA
Sep 22, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2018 · Amount on File
Deed Sale	Sep 7, 2018 · Amount on File
Deed Document Number	20181002435
Last Transfer Date	Mar 7, 2022
Transfer Doc	0001054583
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2743 E LAKEWOOD JUNCTION RD, DULUTH, MN 55804-2851
Transaction Type	Mortgage
Record Updated	Nov 17, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001061739
Date	Sep 27, 2022
Instrument	1061739

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Mar 21, 2022
Property Address	2743 E LAKEWOOD JUNCTION RD, DULUTH, MN 55804-2851
Document Number	0001054583
Instrument Date	Mar 7, 2022
Instrument	1054583
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2743 E LAKEWOOD JUNCTION RD, DULUTH, MN 55804-2851

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2743 E LAKEWOOD JUNCTION RD, DULUTH, MN 55804-2851
Document Number	00T1029773
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2743 E LAKEWOOD JUNCTION RD DULUTH MN 558042851, DULUTH, MN 55804-2851

Mortgage

Document Number	00T1029773
Date	Oct 1, 2020
Instrument	T1029773

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2743 E LAKEWOOD JUNCTION RD, DULUTH, MN 55804-2851
Document Number	00T1024467
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2743 E LAKEWOOD JUNCTION RD DULUTH MN 558042851, DULUTH, MN 55804-2851

Mortgage

Document Number	00T1024467
Date	Jun 12, 2020
Instrument	T1024467

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 7, 2018
Property Address	2743 E LAKEWOOD JUNCTION RD, DULUTH, MN 55804-2851
Document Number	0001002435
Instrument Date	Aug 31, 2018
Instrument	1002435
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,489.95
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2743 E LAKEWOOD JUNCTION RD DULUTH MN 558042851, DULUTH, MN 55804-2851

Mortgage

Document Number	1002436
Date	Sep 7, 2018
Instrument	1002436

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 6, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2743 E LAKEWOOD JUNCTION RD, DULUTH, MN 55804-2851
Document Number	000T990451
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2743 E LAKEWOOD JUNCTION RD DULUTH MN 558042851, DULUTH, MN 55804-2851

Mortgage

Document Number	000T990451
Date	Oct 2, 2017
Instrument	T990451

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2743 E Lakewood Junction Rd was $6,954 with a homeowner's exemption, up 2.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,954.00 (+2.51%) Homeowner's exemption
2025	$6,784.00 (+2.45%) Homeowner's exemption	$602,700 (+4.47%) Land $110,200 Building $492,500	$602,700 (+4.47%) Land $110,200 Building $492,500
2024	$6,622.00	$576,900 Land $101,700 Building $475,200	$576,900 Land $101,700 Building $475,200
2022		$568,700 Land $97,100 Building $471,600	$568,700 Land $97,100 Building $471,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2743 E Lakewood Junction Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2743 E Lakewood Junction Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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