27426 Breakers Dr, Wesley Chapel, FL 33544 Property Records

Pasco County property record for 27426 Breakers Dr, Wesley Chapel, FL 33544

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,563 sqft · built 1995
Lot Size0.129 acres (5,600 sqft)
Owner2 Individual Names on File
Last Sale$420,000 (Jun 2023)
Tax Bill$6,684 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN36-26-19-0010-00A00-0220

Property Details

APN / Parcel Number

Primary APN36-26-19-0010-00A00-0220
Alternative APNs
  • 192636001000A000220
  • 0857309

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,563 sqft Living Area
Gross Area1,983 sqft
1st Floor Area1,484 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,600 sqft (0.129 acres)
Garage TypeAttached
Garage Area420 sqft
DrivewayConcrete Driveway
Driveway Area424 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area367 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address27426 BREAKERS DR
CityWESLEY CHAPEL
StateFL
Zip33544-6615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionNORTHWOOD UNIT 1 PB 32 PGS 69-77 LOT 22 BLOCK A
Legal Range19E
Legal Township26S
Legal Section36
Legal SubdivisionNORTHWOOD
Legal Tract10
Legal BlockA
Legal Lot Number22
Legal Unit1
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1020
Census Tract32109

Owner

Source: Pasco County assessment roll, APN 36-26-19-0010-00A00-0220, as of December 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address27426 BREAKERS DR, WESLEY CHAPEL, FL 33544-6615
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed of Trust, Mortgage · FHA Mortgage
PLANET HOME LENDING
Jun 19, 2023Warranty Deed, Transfer · FHA Mortgage
KEYSTONE FUNDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 19, 2023 · Amount on Record
Deed SaleJun 19, 2023 · Amount on Record
Prior SaleMay 26, 2000 · Amount on Record
Deed Document Number2023110199
Deed Book / Page10838 / 2929
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Recording DateJun 29, 2026
Property Address27426 BREAKERS DR, WESLEY CHAPEL, FL 33544-6615
Document Number0000120135
Book / Page11447 / 2618
Instrument DateJun 02, 2026
Instrument2026120135
Transaction TypeMortgage
Record UpdatedJul 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address27426 BREAKERS DR, WESLEY CHAPEL, FL 33544-6615

Mortgage

Document Number0000120135,
DateJun 29, 2026
Book Page11447/2618
Instrument2026120135
Lender
NamePLANET HOME LENDING
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.37%
Max Rate-1%

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJun 19, 2023
Property Address27426 BREAKERS DR, WESLEY CHAPEL, FL 33544-6615
Document Number0108382929
Book / Page10838 / 2929
Map ReferenceMB 32 PG 69-77
Instrument DateJun 15, 2023
Instrument2023110199
Transaction TypeTransfer
Record UpdatedJun 30, 2023
Title CompanyKEYSTONE TITLE, KEYSTONE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,940.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18124 CORTES CREEK BLVD, SHADY HILLS, FL 34610-0160

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address27426 BREAKERS DR, WESLEY CHAPEL, FL 33544-6615

Mortgage

Document Number0108382931
DateJun 19, 2023
Instrument10838/2931
Lender
NameKEYSTONE FUNDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

Tax Assessment & Valuation

Source: Pasco County assessment roll as of December 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$304,666 (-0.01%) Land $65,643 Building $239,023$304,666 (-0.01%) Land $65,643 Building $239,023
2025$6,684.00 (+141.3%) Homeowner's exemption$304,696 (+156.18%) Land $65,643 Building $239,053$304,696 (-1.97%) Land $65,643 Building $239,053
2023$2,770.00 (+10.67%) Additional exemption filed$118,940 (+3%) Land $57,063 Building $61,877$310,828 (+28.38%) Land $57,063 Building $253,765
2022$2,503.00 Homeowner's exemption$115,480 Land $47,548 Building $67,932$242,110 Land $47,548 Building $194,562

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pasco County (12101C), as of September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121010321091, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims2 (2012–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Wildfire

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 313 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6511361, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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