2742 Richards Dr SE, Grand Rapids, MI 49506 Property Records

Kent County property record for 2742 Richards Dr SE, Grand Rapids, MI 49506

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,153 sqft · built 1951
Lot Size0.189 acres (8,233 sqft)
Owner2 Individual Names on File
Last Sale$308,000 (Oct 2020)
Tax Bill$8,098 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Mar 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN41-18-03-181-014

Property Details

APN / Parcel Number

Primary APN41-18-03-181-014

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,153 sqft Living Area
1st Floor Area1,144 sqft
Basement Area864 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRanch
Lot Area8,233 sqft (0.189 acres)
Lot Dimensions110 ft deep x 75 ft wide
Garage Area612 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area1,910 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2742 RICHARDS DR SE
CityGRAND RAPIDS
StateMI
Zip49506-4738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLOTS 658 & 659 EX W 55 FT * PARIS PARK NO. 3
Legal SubdivisionPARIS PARK NO. 3
Legal Lot Number658-659
JurisdictionKENT MI
Township / Civil DivisionEAST GRAND RAPIDS
Census Block Group2
Census Block2006
Census Tract12500

Owner

2742 Richards Dr SE is owned and occupied by two individuals who bought it in October 2020.

Source: Kent County records, as of September 18, 2026

Owner of Record2 Individual Names on File
Mailing Address2742 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4738
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2020Warranty Deed, Transfer · Conventional Mortgage
CONSUMERS CU
Mar 30, 2020Deed of Trust, Mortgage · Line of Credit
LAKE MI CU
Aug 29, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP
Sep 29, 2017Warranty Deed, Transfer · FHA Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2020 · Amount on File
Deed SaleOct 16, 2020 · Amount on File
Prior SaleSep 29, 2017 · Amount on File
Deed Document Number202096668
Prior Transfer DateAug 16, 2019
Prior Transfer Doc0000065036
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENT MI
Recording DateOct 16, 2020
Property Address2742 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4738
Document Number0000096668
Instrument DateOct 6, 2020
Instrument202010160096668
Transaction TypeTransfer
Record UpdatedJul 30, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,648.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2742 RICHARDS DR SE, 2742, EAST GRAND RAPIDS, MI 49506-4738

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5714 BETHANNE DR SW, WYOMING, MI 49418-9787

Mortgage

Document Number0000096669
DateOct 16, 2020
Instrument202010160096669
Lender
NameCONSUMERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2035

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address2742 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4738
Document Number0000029736
Instrument DateMar 30, 2020
Transaction TypeMortgage
Record UpdatedJun 5, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2742 RICHARDS DR SE GRAND RAPIDS MI 495064738, GRAND RAPIDS, MI 49506-4738

Mortgage

Document Number0000029736
DateApr 6, 2020
Instrument29736
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501-2848
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueApr 5, 2045
Interest
Rate TypeAdjustable Rate

August 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENT MI
Recording DateAug 29, 2019
Property Address2742 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4738
Document Number0000065036
Map ReferenceLB 35 PG 13
Instrument DateAug 16, 2019
Instrument20190829-0065036
Transaction TypeTransfer
Record UpdatedJul 30, 2021
Title CompanyGRAND RAPIDS TITLE CO LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2742 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4738

Mortgage

Document Number0000065037
DateAug 29, 2019
Instrument20190829-0065037
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENT MI
Recording DateSep 29, 2017
Property Address2742 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4738
Document Number0000082602
Map ReferenceLB35 PG13
Instrument DateSep 21, 2017
Instrument20170929-0082602
Transaction TypeTransfer
Record UpdatedJul 30, 2021
Title CompanyCHICAGO TITLE OF MICHIGAN IN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,935.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7869 HURON TRL, 7869, THOMPSONVILLE, MI 49683-9480

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5978 E LYN HAVEN DR SE, GRAND RAPIDS, MI 49512-9320

Mortgage

Document Number0000082603
DateSep 29, 2017
Instrument20170929-0082603
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2742 Richards Dr SE was $8,098.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
MunicipalityEast Grand Rapids City
Unified School DistrictEast Grand Rapids Public School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$235,700 (+8.72%)$471,400 (+8.72%)
2025$8,098.00 Homeowner's exemption$216,800$433,600
2023$171,600$343,200
2021$6,989.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2742 Richards Dr SE in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1994–1996)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2742 Richards Dr SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST GRAND RAPIDS
serves 11,637 people · EPA ID MI0001960
Water SourcePurchased surface water from GRAND RAPIDS
Last State InspectionJan 2026
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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