Albany County and Colonie Town property record for 2742 Curry Rd, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,204 sqft · built 1956 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $277,000 (Oct 2023) |
| Tax Bill | $4,676 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Feb 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 15.2-1-26 |
| Primary APN | 012689 15.2-1-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,204 sqft Living Area |
| 1st Floor Area | 1,204 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 52,708 sqft (1.21 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 164 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 01500200010260000000 |
|---|---|
| Street Address | 2742 CURRY RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | N-2740 E-2754 S-85-89 |
| Legal Block | 1 |
| Legal Lot Number | 26.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 13804 |
2742 Curry Rd is owned and occupied by two individuals who bought it in October 2023.
Source: Albany County and Colonie Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2742 CURRY RD, SCHENECTADY, NY 12303-3461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2023 | Deed of Trust, Mortgage · Conventional Mortgage SARATOGA NATIONAL BANK & TRUST CO |
| Feb 19, 2025 | Deed of Trust, Mortgage · Commercial Mortgage NEW YORK BUSINESS DEVELOPEMNT CORPORATIO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2023 · Amount on File |
| Deed Sale | Oct 25, 2023 · Amount on File |
| Prior Sale | Nov 27, 2017 · Amount on File |
| Deed Document Number | 202319109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 2742 CURRY RD, SCHENECTADY, NY 12303-3461 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | MPR TITLE AGENCY, SMPR TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 3461 CARMAN RD, SCHENECTADY, NY 12303-5321 |
| Document Number | 0000009110 |
|---|---|
| Date | Oct 25, 2023 |
| Instrument | R2023-19110 |
| Name | SARATOGA NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SARATOGA SPRINGS, NY 12866 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 8.62% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 12.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 2742 CURRY RD, SCHENECTADY, NY 12303-3461 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | AREA TITLE AGENCY, AAA TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 2742 CURRY RD, SCHENECTADY, NY 12303-3461 |
| Document Number | 0000000133 |
|---|---|
| Date | Feb 19, 2025 |
| Instrument | R2025-3133 |
| Name | NEW YORK BUSINESS DEVELOPEMNT CORPORATIO |
|---|---|
| Type | Non-Lending Institution |
| Address | LATHAM, NY 12110 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 2742 Curry Rd was $4,676, up 0.7% from the year before.
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,676.00 (+0.69%) | ||
| 2025 | $4,644.00 | $104,200 Land $20,800 Building $83,400 | $238,400 Land $47,588 Building $190,812 |
| 2023 | $102,700 (-) Land $20,500 Building $82,200 | $201,400 (+9.33%) Land $40,202 Building $161,198 | |
| 2022 | $102,700 Land $20,500 Building $82,200 | $184,215 Land $36,771 Building $147,444 | |
| 2021 | $4,434.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2742 Curry Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Mar 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2742 Curry Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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