Suffolk County and Southold Town property record for 27415 Main Rd, Cutchogue, NY 11935
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Mar 2018) |
| Tax Bill | $6,622 (2024) |
| Deeds & Mortgages | Mar 2021 Refinance Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473889 102.-1-12 |
| Primary APN | 473889 102.-1-12 |
|---|---|
| Alternative APNs |
|
| Lot Area | 54,450 sqft |
|---|
| Account Number | 13 |
|---|---|
| Street Address | 27415 MAIN RD |
| City | CUTCHOGUE |
| State | NY |
| Zip | 11935-1220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Description | BOOK 9666 PAGE 00398 BILL 011854 |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHOLD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 170006 |
27415 Main Rd is owned by two individuals who bought it in March 2018.
Source: Suffolk County and Southold Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 CENTER ST, GREENPORT, NY 11944-1352 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW JERSEY LENDERS CORP |
| Mar 14, 2018 | Grant Deed, Transfer · FHA Mortgage NEW JERSEY LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2018 · Amount on File |
| Deed Sale | Mar 14, 2018 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 27415 MAIN RD, CUTCHOGUE, NY 11935-1220 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0232420230 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 23242/230 |
| Instrument | DL059250 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Mar 14, 2018 |
| Property Address | 27415 MAIN RD, CUTCHOGUE, NY 11935-1220 |
| Document Number | 0129530833 |
| Book / Page | 012953 / 000833 |
| Instrument Date | Feb 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2018 |
| Title Company | REDWOOD ABSTRACT INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,460.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 120 CENTER ST GREENPORT NY 119441352, GREENPORT, NY 11944-1352 |
| Document Number | 229080706 |
|---|---|
| Date | Mar 14, 2018 |
| Book Page | 022908/000706 |
| Name | NEW JERSEY LENDERS |
|---|---|
| Type | Funding / Finance Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 13, 2048 |
Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southold Town |
| Unified School District | Mattituck-Cutchogue Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,600 Land $1,600 Building $4,000 | $1,018,182 Land $290,909 Building $727,273 | |
| 2024 | $6,622.00 | ||
| 2023 | $4,300 Land $1,600 Building $2,700 | $7,544 Land $2,807 Building $4,737 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 27415 Main Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27415 Main Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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