27415 Gardinia Ridge Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 27415 Gardinia Ridge Dr, Katy, TX 77494

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,717 sqft · built 2021
Lot Size0.201 acres (8,775 sqft)
OwnerIndividual Name on File
Tax Bill$11,985 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR485307

Property Details

APN / Parcel Number

Primary APNR485307
Alternative APN
  • 7213-08-001-0380-914

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,717 sqft Living Area
2nd Floor Area1,611 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Lot Area8,775 sqft (0.201 acres)
View / LotCul-de-sac
Garage TypeAttached
Garage Area563 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area214 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR485307
Street Address27415 GARDINIA RIDGE DR
CityKATY
StateTX
Zip77494-1649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE RESERVE AT KATY SEC 8, BLOCK 1, LOT 38
Legal SubdivisionTHE RESERVE AT KATY SEC 8
Legal Block1
Legal Lot Number38
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group2
Census Block2018
Census Tract673108

Owner

27415 Gardinia Ridge Dr is owned and occupied by an individual who acquired it in October 2021.

Source: Fort Bend County records, as of January 28, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address27415 GARDINIA RIDGE DR, KATY, TX 77494-1649
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2021
Deed SaleOct 15, 2021
Deed Document Number2021173670
Record UpdatedJun 8, 2026

October 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionFORT BEND TX
Recording DateOct 15, 2021
Property Address27415 GARDINIA RIDGE DR, KATY, TX 77494-1649
Document Number0000173670
Map ReferencePL 20180275
Instrument DateOct 14, 2021
Instrument2021173670
Transaction TypeTransfer
Record UpdatedDec 9, 2025
Title CompanySERVICELINK

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2557 SW GRAPEVINE PKWY STE 100, 100, GRAPEVINE, TX 76051-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address27415 GARDINIA RIDGE DR, KATY, TX 77494-1649

Mortgage

Document Number0000173671
DateOct 15, 2021
Instrument2021173671
Lender
NameTBI MORTGAGE COMPANY
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 27415 Gardinia Ridge Dr was $11,985 with a homeowner's exemption, down 41% from the year before.

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
MunicipalityKaty City
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,985.00 (-40.97%) Homeowner's exemption$754,996 (+1%) Land $95,550 Building $669,942$765,492 (+9.45%) Land $95,550 Building $669,942
2024$20,302.00 (+99%) Homeowner's exemption$686,360 (+1%) Land $95,550 Building $603,860$699,410 (-8.9%) Land $95,550 Building $603,860
2023$10,202.00 Homeowner's exemption$623,964 Land $73,500 Building $694,229$767,729 Land $73,500 Building $694,229

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27415 Gardinia Ridge Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 393 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies393 in force
Nearby Flood Claims3 (2017–2025)
Claims Outside the SFHA2 of 3
Most Recent ClaimJul 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27415 Gardinia Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KATY
serves 25,253 people · EPA ID TX1010017
Water SourceGroundwater
Last State InspectionFeb 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Skynet
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Gardinia Ridge Dr

Nearby Streets

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