27414 Ridge Rd, Damascus, MD 20872 Property Records

Montgomery County property record for 27414 Ridge Rd, Damascus, MD 20872

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,440 sqft · built 1962
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$375,000 (Mar 2022)
Tax Bill$4,019 (2025)
Deeds & MortgagesJan 2021 Mortgage
Mar 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-00932687

Property Details

APN / Parcel Number

Primary APN12-00932687
Alternative APN
  • 00932687

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,440 sqft Living Area
1st Floor Area960 sqft
Basement Area480 sqft
Finished Basement480 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Shed1 Shed
Shed Area348 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00932687
Street Address27414 RIDGE RD
CityDAMASCUS
StateMD
Zip20872-1054
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal DescriptionMT RADNOR
Legal SubdivisionLOCUST LEVEL
Legal Block1
JurisdictionMONTGOMERY MD
Township / Civil Division12
Census Block Group1
Census Block1001
Census Tract700208

Owner

27414 Ridge Rd is owned and occupied by two individuals who bought it in March 2022.

Source: Montgomery County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address27414 RIDGE RD, DAMASCUS, MD 20872-1054
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 10, 2022Deed, Transfer · FHA Mortgage
CITY LENDING INC
Dec 11, 2018Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2022 · Amount on File
Deed SaleMar 10, 2022 · Amount on File
Prior SaleDec 11, 2018 · Amount on File
Deed Book / Page65389 / 136
Prior Transfer DateJan 23, 2013
Prior Transfer Doc0463420455
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address27414 RIDGE RD, DAMASCUS, MD 20872-1054
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address27414 RIDGE RD, DAMASCUS, MD 20872-1054

Mortgage

Document Number0614960370
DateJan 4, 2021
Book Page61496/370
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2050

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateMar 10, 2022
Property Address27414 RIDGE RD, DAMASCUS, MD 20872-1054
Document Number0653890136
Book / Page65389 / 136
Instrument DateNov 10, 2021
Transaction TypeTransfer
Record UpdatedMar 24, 2022
Title CompanyPRO TITLE GROUP INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,687.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address27414 RIDGE RD, DAMASCUS, MD 20872-1054

Mortgage

Document Number0065389144
DateMar 10, 2022
Instrument65389/144
Lender
NameCITY LENDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term357 Months
DueDec 1, 2051

December 2018: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateDec 11, 2018
Property Address27414 RIDGE RD, DAMASCUS, MD 20872-1054
Document Number0569730221
Book / Page56973 / 221
Instrument DateNov 30, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyPURE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,962.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address27414 RIDGE RD, DAMASCUS, MD 20872-1054

Mortgage

Document Number0056973228
DateDec 11, 2018
Instrument56973/228
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 27414 Ridge Rd was $4,019, up 9.3% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$311,267 (+7.36%)$332,600 (-) Land $188,600 Building $144,000
2025$4,019.00 (+9.33%)$289,933$332,600 Land $188,600 Building $144,000
2024$3,676.00
2023$262,267$268,600 Land $179,800 Building $88,800
2022$2,659.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27414 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27414 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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