2741 Usina St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 2741 Usina St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,240 sqft · built 1955
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Mar 2026)
Tax Bill	$3,225 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`089160-0000`

Property Details

APN / Parcel Number

Primary APN	`089160-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,240 sqft Living Area
Gross Area	1,528 sqft
1st Floor Area	1,040 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	100 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	379 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2741 USINA ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-0923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	PT OF S1/2 OF GL 1 E100FT OF LOTS 6 & 7 OF UNREC USINA PLAT OR5817/907
Legal Range	29E
Legal Township	07S
Legal Section	11
Legal Subdivision	RAYMANS UNPLATTED
Legal Block	3
Legal Lot Number	6,7
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3007
Census Tract	21002

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6405 SW 37TH WAY, GAINESVILLE, FL 32608-5157
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC
Mar 16, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Aug 29, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 15, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Prior Sale	Aug 15, 2023 · Amount on Record
Deed Document Number	202622293
Deed Book / Page	6324 / 816
Prior Transfer Date	Dec 16, 2024
Prior Transfer Doc	0000101384
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2741 USINA ST, SAINT AUGUSTINE, FL 32084-0923
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 VARELLA AVE, SAINT AUGUSTINE, FL 32084-2540

Mortgage

Document Number	0056001148
Date	Jul 20, 2022
Book Page	5600/1148
Instrument	2022070662

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	REDONDO BEACH, CA 90278

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Aug 1, 2023

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 16, 2026
Property Address	2741 USINA ST, SAINT AUGUSTINE, FL 32084-0923
Document Number	0063240816
Book / Page	6324 / 816
Instrument Date	Mar 9, 2026
Instrument	2026022293
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	391 VARELLA AVE, SAINT AUGUSTINE, FL 32084-2540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6405 SW 37TH WAY, GAINESVILLE, FL 32608-5157

Mortgage

Document Number	0006324818
Date	Mar 16, 2026
Instrument	6324/818

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 29, 2023
Property Address	2741 USINA ST, SAINT AUGUSTINE, FL 32084-0923
Document Number	0058170907
Book / Page	5817 / 907
Map Reference	OR 5809 PG 1575
Instrument Date	Aug 29, 2023
Instrument	2023068690
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	391 VARELLA AVE, ST AUGUSTINE, FL 32084-2540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 VARELLA AVE, ST AUGUSTINE, FL 32084-2540

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 15, 2023
Property Address	2741 USINA ST, SAINT AUGUSTINE, FL 32084-0923
Document Number	0058091575
Book / Page	5809 / 1575
Instrument Date	Aug 15, 2023
Instrument	2023064545
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	ESTATE TTL OF ST AUGUSTINE I

Transaction

Amount	Amount Recorded
Tax	$950.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	391 VARELLA AVE, SAINT AUGUSTINE, FL 32084-2540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 VARELLA AVE, SAINT AUGUSTINE, FL 32084-2540

Mortgage

Document Number	0058130597
Date	Aug 22, 2023
Book Page	5813/597
Instrument	2023066503

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80920

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,805 (+5.63%) Land $83,720 Building $142,085	$225,805 (+5.63%) Land $83,720 Building $142,085
2025	$3,225.00 (+11.25%)	$213,760 (+14.18%)	$213,760 (+14.18%) Land $83,720 Building $130,040
2024	$2,899.00 (+9.77%)
2023	$2,641.00 (+76.3%)	$187,206 (+65.95%)	$187,206 (+65.95%) Land $83,720 Building $103,486
2022	$1,498.00	$112,812	$112,812 Land $52,744 Building $60,068

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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